The Clearing House

The Clearing House Reports 8% Growth in Real-Time Payments in 2023
The Clearing House Reports 8% Growth in Real-Time Payments in 2023
March 12, 2024  |  Faster Payments

Transaction volume on the Electronic Payments Network (EPN), The Clearing House’s private sector ACH network, increased 8% in 2023. The EPN processed more than 19 billion...

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Real-Time Payments Need Orchestration Layer to Solve Interoperability Gap
Real-Time Payments Need Orchestration Layer to Solve Interoperability Gap
March 11, 2024  |  Faster Payments

The financial landscape is rapidly evolving in an era of faster payments, presenting a blend of opportunities and setbacks. One of the major hurdles that...

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Banks Say Better to Be Proactive Than Reactive When Making Payments Real Time
Banks Say Better to Be Proactive Than Reactive When Making Payments Real Time
March 07, 2024  |  Faster Payments

Faster payments solve many traditional pain points endemic to legacy payment methods. But although several hundred financial institutions (FIs) have signed on to the two...

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The Ten Second Rule: EU Mandates Instant Payments Availability
The Ten Second Rule: EU Mandates Instant Payments Availability
March 01, 2024  |  Real-Time Payments

Real-time payment systems continue to see strong usage worldwide. One of the most significant developments is the European Council’s new rule to enable instant payments...

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New Attack Vectors Require Cyber Hygiene and End-User Education in Authentication War
New Attack Vectors Require Cyber Hygiene and End-User Education in Authentication War
February 26, 2024  |  Authentication

Today’s financial fraudsters are more sophisticated, more agile, and more online than ever. With payments increasingly moving to electronic channels — along with the gateways...

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APIs Promise to Make Instant Payment Systems Interoperable
APIs Promise to Make Instant Payment Systems Interoperable
February 08, 2024  |  Faster Payments

Cory Barnes, senior product manager at Form3, told PYMNTS that instant payments can reach their full potential only when far-flung systems are truly in sync...

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TCH: CFPB Data Rule Will Require Stronger Public-Private Collaboration to Safeguard Consumer Interests
TCH: CFPB Data Rule Will Require Stronger Public-Private Collaboration to Safeguard Consumer Interests
February 08, 2024  |  Regulation

Anticipation looms within the financial industry as the Consumer Financial Protection Bureau gears up to implement a rule governing consumer data sharing. The CFPB said...

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Real-Time Payments Get Boost From New Partnerships in US and Europe
Real-Time Payments Get Boost From New Partnerships in US and Europe
February 06, 2024  |  Real-Time Payments

Real-time payments have continued their growth in 2024 so far, with several developments unfolding in various countries around the globe. Angola, for one, has taken...

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The Clearing House Says Mastercard Partnership Fosters Pay by Bank and Other Innovations
The Clearing House Says Mastercard Partnership Fosters Pay by Bank and Other Innovations
January 25, 2024  |  Real-Time Payments

Innovation begets further innovation.  And the emergence and adoption of real-time payment rails represent a significant advancement in the U.S. payment infrastructure, transforming the way...

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