The Data Point

57% of Information Sector Firms Achieve High ROI From GenAI
57% of Information Sector Firms Achieve High ROI From GenAI
January 29, 2025  |  artificial intelligence

You’ve heard of the digital divide. When it comes to generative artificial intelligence (GenAI), there’s also an ROI divide. A recent PYMNTS report, “Generative AI’s...

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93% of Truck Drivers Would Use Instant Payments If Available
93% of Truck Drivers Would Use Instant Payments If Available
January 28, 2025  |  Transportation

In an industry where every second counts, the transportation sector thrives on swift movement and seamless operations. But when it comes to managing financial transactions,...

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45% of CEOs Say Business Model Clarity Is Crucial to Optimizing Cash Flow
45% of CEOs Say Business Model Clarity Is Crucial to Optimizing Cash Flow
January 23, 2025  |  SMBs

Small- to medium-sized businesses (SMBs) often find themselves in a constant struggle to manage cash flow, focusing more on survival than growth. Many SMBs use...

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47% of Retailers Say False Declines Impact Consumer Satisfaction
47% of Retailers Say False Declines Impact Consumer Satisfaction
January 14, 2025  |  Checkout Conversion

Payment failures are a major challenge for merchants, especially as they expand globally. Consumers expect seamless transactions, and payment declines can lead to abandoned purchases,...

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46% of US Consumers Show Interest in Open Banking for Bill Pay
46% of US Consumers Show Interest in Open Banking for Bill Pay
January 10, 2025  |  Payments Innovation

In the modern business landscape, adopting open payments platforms is no longer optional; it’s a necessity. Get the Full Story Complete the form to unlock...

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Nearly Half of Rural Small Businesses Do Business With the Bank on the Corner
Nearly Half of Rural Small Businesses Do Business With the Bank on the Corner
January 08, 2025  |  SMBs

Small and mid-sized businesses (SMBs) are considering a switch from national banks to local financial institutions (FIs) like community banks and credit unions (CUs). While...

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