The Data Point

75% of ISVs and Marketplaces Plan to Enhance Existing Payment Capabilities
75% of ISVs and Marketplaces Plan to Enhance Existing Payment Capabilities
January 30, 2024  |  Payments As A Service

Creating new sources of income is key to business growth, and payment features are becoming a key component in doing so. For instance, independent software...

READ MORE >
Only 30% of Non-Recurring Payments Are Made in Real Time
Only 30% of Non-Recurring Payments Are Made in Real Time
January 29, 2024  |  Faster Payments

Ad hoc payments, which are irregular payments made outside of normal invoicing and payroll processes, can be a hassle for enterprises. However, a survey revealed...

READ MORE >
Nearly Half of Amazon Subscribe & Save Members Shop More Online Than In-Person
Nearly Half of Amazon Subscribe & Save Members Shop More Online Than In-Person
January 26, 2024  |  eCommerce

The rise of digital retail subscriptions has provided consumers with convenience such as scheduled deliveries of regularly used items, eliminating the need for frequent trips...

READ MORE >
Credit Access Among Top SMB Priorities, Yet 30% Report No Immediate Need
Credit Access Among Top SMB Priorities, Yet 30% Report No Immediate Need
January 25, 2024  |  SMBs

Small- to medium-sized businesses (SMBs) are increasingly facing challenges in accessing the credit they need to run and grow their operations. As rising costs and...

READ MORE >
36% of SMBs Say Cost, Complexity Prevent AP/AR Automation
36% of SMBs Say Cost, Complexity Prevent AP/AR Automation
January 23, 2024  |  Accounts Payable

Nearly 80% of mid-size firms — those generating between $3.5 million and $15 million in annual revenue — anticipate a surge in the volume of...

READ MORE >
Nearly 40% of Consumers Say No to Pay-by-Bank Payments Even With Incentives
Nearly 40% of Consumers Say No to Pay-by-Bank Payments Even With Incentives
January 22, 2024  |  Payment Methods

Pay-by-bank payments, also known as account-to-account (A2A) payments, allow consumers to transfer funds between bank accounts in real time. These payments bypass traditional card networks...

READ MORE >
85% of CFOs Use Working Capital to Safeguard Businesses From Macroeconomic Shifts
85% of CFOs Use Working Capital to Safeguard Businesses From Macroeconomic Shifts
January 19, 2024  |  Loans

The adoption of working capital solutions has seen a rise among growth corporates, commonly referred to as middle-market firms, in North America. Their popularity stems...

READ MORE >
Tipping Costs Drive Nearly 30% of Consumers to Reduce Hotel Spending
Tipping Costs Drive Nearly 30% of Consumers to Reduce Hotel Spending
January 18, 2024  |  Consumer Insights

Rising prices are affecting American households, leading to reduced consumer spending. Despite a slight decrease in inflation, Consumer Price Index data showed that consumer sentiment...

READ MORE >
One in 4 Affluent Shoppers Use Auto-Fill Subscriptions for Essential Items
One in 4 Affluent Shoppers Use Auto-Fill Subscriptions for Essential Items
January 16, 2024  |  Subscriptions

Brands trying to target high-income consumers may want to look to auto-fill subscription models. By the Numbers The PYMNTS Intelligence report “The Replenish Economy: A...

READ MORE >