The Data Point

Travelers Increasingly Trust Their Travel to AI Assistants
Travelers Increasingly Trust Their Travel to AI Assistants
January 07, 2025  |  artificial intelligence

Generative AI is making its mark in various industries, particularly in the travel and hospitality sectors, where it is increasing customer engagement, improving operational efficiencies...

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90% of Banks Say Customers Would Benefit From Instant Payments
90% of Banks Say Customers Would Benefit From Instant Payments
January 06, 2025  |  Real-Time Payments

Many financial institutions remain hesitant to adopt real-time payments due to concerns over legacy system upgrades, fraud risks, and customer demand. A PYMNTS Intelligence report...

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55% of Companies Have Implemented AI-Powered Cybersecurity
55% of Companies Have Implemented AI-Powered Cybersecurity
January 02, 2025  |  Cybersecurity

The share of chief operating officers (COOs) who report that their companies have implemented artificial intelligence (AI)-powered automated cybersecurity management systems has increased threefold since...

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74% of Students Lack Access to Tuition Payment Apps
74% of Students Lack Access to Tuition Payment Apps
December 31, 2024  |  Payment Methods

Higher education is vital for personal and professional growth but rising tuition costs make it harder for students to attend. While financial aid like scholarships...

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45% of US Online Merchants Want One-Click Checkout Solutions
45% of US Online Merchants Want One-Click Checkout Solutions
December 30, 2024  |  Checkout Conversion

One-click checkout solutions top the wish list of U.S. online merchants when it comes to checkout and payment technologies. Get the Full Story Complete the...

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68% of CFOs See GenAI as Crucial for Financial Reporting
68% of CFOs See GenAI as Crucial for Financial Reporting
December 27, 2024  |  CFO

Generative artificial intelligence (GenAI) is gaining attention across industries, as 65% of firms say they are already using the technology. Get the Full Story Complete...

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81% of SMBs Are Open to Adopting Integrated Payments
81% of SMBs Are Open to Adopting Integrated Payments
December 18, 2024  |  B2B Payments

Small to mid-sized businesses (SMBs) across the U.S. face struggles due to fragmented and inefficient business-to-business (B2B) payment systems. While many SMBs recognize the potential...

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Most Small Insurers Set 12-Month Plan to Implement Real-Time Payments
Most Small Insurers Set 12-Month Plan to Implement Real-Time Payments
December 17, 2024  |  Insurance

The insurance industry has faced challenges in implementing real-time payouts due to high costs and transparency issues, despite the potential benefits for insurers and customers,...

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Cash-Strapped Consumers 3.5 Times More Likely to Use BNPL
Cash-Strapped Consumers 3.5 Times More Likely to Use BNPL
December 16, 2024  |  BNPL

More than one-third of U.S. consumers are struggling with cash flow shortages, forcing them to make tough choices about how they pay for everyday necessities....

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