The Data Point

The Data Point: 65% of Merchants Look to Save Subscribers Time, Effort and Money
The Data Point: 65% of Merchants Look to Save Subscribers Time, Effort and Money
July 07, 2022  |  Subscriptions

Subscribers greeted inflation with a slight yawn in the second quarter as consumers adjusted their mix but keep subscribing in droves despite storm clouds over...

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The Data Point: Life-Cycle Events Impact Paycheck-to-Paycheck Status for 51% of Millennials
The Data Point: Life-Cycle Events Impact Paycheck-to-Paycheck Status for 51% of Millennials
July 06, 2022  |  Consumer Finance

Until quite recently, the term “paycheck-to-paycheck” conjured images of subprime consumers with especially bad money management skills. We now know that this portrait is far...

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The Data Point: 58% of Americans Live Paycheck-to-Paycheck, Making It the Common Condition
The Data Point: 58% of Americans Live Paycheck-to-Paycheck, Making It the Common Condition
July 04, 2022  |  Consumer Finance

With recession looking more probable by the day, consumers who are already financially strapped are looking at ways of managing money when there’s less of...

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The Data Point: New Tech for Cross-Border Payments Rates With 64% of All FIs
The Data Point: New Tech for Cross-Border Payments Rates With 64% of All FIs
June 30, 2022  |  Cross-border Payments

Financial institutions (FIs) are rising to the challenges of business clients seeking and doing more business in overseas markets, requiring a rethink — and in many...

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The Data Point: For 48% of US and Canadian Firms, Partners the Key to Virtual Card Use
The Data Point: For 48% of US and Canadian Firms, Partners the Key to Virtual...
June 29, 2022  |  Credit Cards

As businesses seek cost reductions at a time of high inflation and with the COVID-19 recovery still very real and ongoing, more companies are looking...

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The Data Point: Financial Stressors Hammer 65% of Paycheck-to-Paycheck Consumers
The Data Point: Financial Stressors Hammer 65% of Paycheck-to-Paycheck Consumers
June 28, 2022  |  Consumer Finance

An inflationary shock is adding to the difficulties of consumers living paycheck-to-paycheck, often with little or no savings, with challenging life events compounding these problems....

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The Data Point: 59% of Canadian Firms Have Warm Feelings About Real-Time Payments
The Data Point: 59% of Canadian Firms Have Warm Feelings About Real-Time Payments
June 24, 2022  |  Payments Innovation

Though real-time payments (RTP) aren’t yet available in Canada, North America’s commercial northern lights want all the benefits of real-time rails, one might say, in...

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The Data Point: Chains Take the Cake With 60% of Restaurant Consumers
The Data Point: Chains Take the Cake With 60% of Restaurant Consumers
June 23, 2022  |  Data

There are folks who prefer quick-service restaurants (QSRs) to independent eateries, while others can’t say no to a five-course meal with fine tableside service. It...

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The Data Point: 23% of Consumers Have Held Crypto In the Past Year
The Data Point: 23% of Consumers Have Held Crypto In the Past Year
June 22, 2022  |  Cryptocurrency

With cryptocurrency values highly volatile at present, its immediate future as a consumer payments form is experiencing a moment of doubt. However, dialed-in businesses and...

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