The Data Point

Struggling Households Optimistic That Finances Will Improve This Year
Struggling Households Optimistic That Finances Will Improve This Year
February 01, 2023  |  Consumer Insights

Although PYMNTS latest research finds that 64% of U.S. consumers are living paycheck to paycheck, there is still optimism that things will get better. This,...

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Frictionless Bill Pay Makes a Difference When Consumers Consider Skipping a Payment
Frictionless Bill Pay Makes a Difference When Consumers Consider Skipping a Payment
January 30, 2023  |  Consumer Payments

As the inflationary vice tightens, more Americans are making partial bill payments or skipping some months altogether. This was among the findings in “The One-Stop...

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Liquidity Management and Forecasting Are Vital to Retailer and Manufacturer Processes
Liquidity Management and Forecasting Are Vital to Retailer and Manufacturer Processes
January 24, 2023  |  Spend Management

In the quest for better processes in procurement, accounts payable (AP), and accounts receivable (AR), liquidity is a cornerstone. It’s the subject of “Payments Technology’s...

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85% of CFOs Are Prioritizing Fraud Controls for Incoming Payments
85% of CFOs Are Prioritizing Fraud Controls for Incoming Payments
January 20, 2023  |  Security & Fraud

New PYMNTS data shows that businesses’ accounts receivable operations have been underfunded for fraud prevention. Compared to their accounts payable counterparts, the investment deficit has...

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Bill Pay Is the Killer App for Mobile Wallets … So Far
Bill Pay Is the Killer App for Mobile Wallets … So Far
January 19, 2023  |  Mobile Wallets

After getting off to a long, slow start, digital wallets are catching on in a big way. In the first challenge to the primacy of...

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Digital Banks Fill Gaps in Small Business Working Capital Loans
Digital Banks Fill Gaps in Small Business Working Capital Loans
January 17, 2023  |  SMBs

As working capital from traditional lenders evaporates, SMBs are seeking fresh funds from digital channels. That’s according to PYMNTS and NCR’s report “Digital Banking Rises...

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SMBs Want Simplicity in Online Platforms for 2023
SMBs Want Simplicity in Online Platforms for 2023
January 12, 2023  |  B2B Payments

As SMBs start the new year, they’re looking for simplified payments technologies to grow. This is analyzed in the report Tapping The Payments Opportunity In SMB...

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Subscription Metrics and Recovery Tools Set Top Performers Apart
Subscription Metrics and Recovery Tools Set Top Performers Apart
January 11, 2023  |  Subscription Commerce

As a subscription business, performance is only as good as the metrics you measure. That’s a prime takeaway from “The State Of Subscription Business: Best...

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Digital Banking’s Wealth Building Capabilities Appeals to Younger Consumers
Digital Banking’s Wealth Building Capabilities Appeals to Younger Consumers
January 10, 2023  |  Digital-First Banking

Digital banking is delivering on promises of personalization and convenience, appealing strongly to younger consumers. In Personalization Beyond Traditional Banking To Build Financial Wealth, part...

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