The events of the past year caused many consumers and the businesses and financial institutions (FIs) serving them to reexamine how they manage their typical...
With PYMNTS’ new U.S. Open Banking Tracker showing 40 percent of consumers saying they’re increasingly concerned about what happens with their personal information, it’s no...
U.S. consumers are coming to their financial institutions (FIs) and favored merchants with new expectations after more than a year spent largely indoors. They now...
The pandemic has led to innumerable changes in how consumers and businesses conduct daily tasks, _impacting everything from how they pay their bills to the...
Financial institutions (FIs), FinTechs and merchants alike are all seeking out technologies that could help them engage and retain consumers’ loyalty in a world where...
Banks, consumers and merchants have all raced to adjust their operations over the past year, changing their once-routine approaches to payments as open banking developments...
U.S. merchants have long borne the expense of interchange fees for card-based transactions, often regarded as an inescapable cost of doing business in a country...
The ongoing pandemic has altered consumers’ purchasing behaviors worldwide, leaving merchants to navigate increasingly high expectations for convenient and swift payments regardless of channel or...
Open banking’s reach has expanded significantly since 2018 when financial regulators in the United Kingdom first required the nation’s largest banks to begin allowing FinTechs...