underwriting

Underwriting services are provided by some large financial institutions, such as banks, insurance companies and investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee.

Source: en.wikipedia.org

How Asset-Based Finance Mixes Tradition With Innovation
How Asset-Based Finance Mixes Tradition With Innovation
November 07, 2018  |  B2B Payments

As in payments, small business (SMB) lending has seen a heightened demand for speed — faster application processes, underwriting, decision-making and payouts. While it may...

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Wells Fargo Found More Customers Who Were Wrongly Foreclosed
Wells Fargo Found More Customers Who Were Wrongly Foreclosed
November 06, 2018  |  Loans

Wells Fargo said Tuesday (Nov. 6) that an underwriting error internally prompted it to reject home loan modifications, which resulted in the bank foreclosing on...

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OakNorth: How AI Can Fuel Banks’ Return To SMB Lending
OakNorth: How AI Can Fuel Banks’ Return To SMB Lending
October 31, 2018  |  B2B Payments

Small businesses (SMBs) left behind by their banks, thanks to tightening risk and capital requirements post-financial crisis, certainly left a gap in the SMB lending...

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PayPal Invests In Emerging Markets Lending App Tala
PayPal Invests In Emerging Markets Lending App Tala
October 22, 2018  |  Alternative Finances

Tala, the consumer lending app in emerging markets, announced Monday (Oct. 22) a strategic investment from PayPal. In a press release, Tala said the undisclosed...

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Avant Brings SaaS Lending Tech To Banks
Avant Brings SaaS Lending Tech To Banks
October 02, 2018  |  Loans

Avant is best known among its financial services peers as a FinTech firm, founded to throw automation and an artificial intelligence (AI)-enhanced underwriting process at...

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China Clears Deutsche Bank To Underwrite Corporate Bonds
China Clears Deutsche Bank To Underwrite Corporate Bonds
July 13, 2018  |  B2B Payments

Deutsche Bank secured approval to underwrite corporate bonds in China as the market continues to open up to foreign investors and financial services players. Reports...

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Why Digital Lenders Are Tightening Their Lending Criteria
Why Digital Lenders Are Tightening Their Lending Criteria
June 12, 2018  |  Alternative Finances

In the early days of online lending, the big appeal was access to funds for potential borrowers with few, if any, options for securing capital....

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Moody’s: Underwriting Standards Loosen, A Bit, In Q1
Moody’s: Underwriting Standards Loosen, A Bit, In Q1
May 09, 2018  |  Consumer Finance

It got a little easier to get credit in the first quarter, said Moody’s on May 8, but auto loans bear watching. The findings, contained...

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Mapping The Black Box: A Look Inside Machine Learning’s Powers And Quirks
Mapping The Black Box: A Look Inside Machine Learning’s Powers And Quirks
May 01, 2018  |  Loans

“Machine learning is the answer to the financial inclusion problem.” So said Douglas Merrill, founder of ZestFinance. It’s a bold statement, considering that the lending space...

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