Unifund

Payday Loans, Pawnshops And Borrowed Credit Cards: How Many Americans Got By In 2018
Payday Loans, Pawnshops And Borrowed Credit Cards: How Many Americans Got By In 2018
February 04, 2019  |  Consumer Finance

When it comes to managing personal finances, consumers are seemingly taking one step forward and three steps back. For one thing, the portion of consumers...

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NEW DATA: With Wages And Hopes High, Why Are Consumers Behind On Bills?
NEW DATA: With Wages And Hopes High, Why Are Consumers Behind On Bills?
November 12, 2018  |  Consumer Finance

The numbers are in, and the economy is looking up: Gross domestic product (GDP) is increasing fast, wages are rising and the unemployment rate is...

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The Financially-Strapped Consumer Next Door
The Financially-Strapped Consumer Next Door
August 02, 2018  |  Consumer Finance

Financial fragility doesn’t always present the way most consumers’ imaginations tells them that it will. The most common perception people have of the financially-fragile customer...

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Why Household Finances Under The Hood Don’t Look So Good
Why Household Finances Under The Hood Don’t Look So Good
July 23, 2018  |  Payments Innovation

Paul McCartney and The Beatles may have told us that money can’t buy us love, but new research claims that it can certainly buy us...

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NEW DATA: More Americans Behind On Bills, But Feel More Financially Stable
NEW DATA: More Americans Behind On Bills, But Feel More Financially Stable
July 10, 2018  |  Consumer Finance

  When it comes to personal finances, it turns out that perception is not always reality. One might expect that consumers in better financial standing...

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Unifund: Financial Wellness Begins With An ‘L’
Unifund: Financial Wellness Begins With An ‘L’
May 21, 2018  |  Digital Banking

Steve Ashbacher’s college-aged daughter doesn’t like charging things to her credit card, especially when the balance gets high — she’d rather pay cash or debit....

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The Need/Convenience Credit Card Paradox
The Need/Convenience Credit Card Paradox
January 25, 2018  |  Consumer Finance

Life happens, as the saying goes. When life happens, though, all sorts of things also happen to financial visibility — including the ability to see...

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NEW STUDY: Who Are The Financial Invisibles?
NEW STUDY: Who Are The Financial Invisibles?
October 31, 2017  |  Consumer Finance

Paying bills and maintaining financial well-being may feel like a chore to many, but for nearly half of Americans, it’s a day-to-day struggle. Whether it’s...

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How To Bring ‘Invisibles’ Into The Credit Fold
How To Bring ‘Invisibles’ Into The Credit Fold
October 26, 2017  |  Alternative Finances

How much of the U.S. population is financially vulnerable? That is, how many are walking the razor’s edge of solvency, and how many are on...

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