A new survey says that U.S. consumers are tired of seeing their creditworthiness, or lack thereof, determined by outdated methods. Is the industry prepared to...
Credit model testing, and alternatives to traditional scoring models, can expand a lender’s universe significantly. Here’s how VantageScore says its latest model validation stacks up...
Credit scores are a crucial piece of the lending pie. But scoring models that came of age in the 1980s and '90s don’t work with...
In the U.S., millions of people remain underserved and underrepresented by credit scoring models that are deemed reliable yet cloak a population that could be...