Charged-off debts to third parties – sold-derogatory loans in credit speak – leave a huge black mark on the credit histories of consumers. But should...
Credit model testing, and alternatives to traditional scoring models, can expand a lender’s universe significantly. Here’s how VantageScore says its latest model validation stacks up...
Credit scores are a crucial piece of the lending pie. But scoring models that came of age in the 1980s and '90s don’t work with...
Lenders must adopt new credit score models in order to reach the true credit eligible universe, says model developer VantageScore Solutions. One way for lenders...
In the U.S., millions of people remain underserved and underrepresented by credit scoring models that are deemed reliable yet cloak a population that could be...