Bank Accounts news and trends

Bank Account Data Becomes the Lender’s Trust Engine
Opinion // June 30, 2025

Bank account data can help protect firms from fraud, ValidiFI Head of Product Isaac White writes in a new PYMNTS eBook, “Halftime 2025: Charting the Future of Payments.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Monzo Launches New Premium Consumer Banking Accounts
Digital Banking // July 16, 2020

U.K. digital bank Monzo is taking another crack at offering premium online consumer banking accounts with features designed to help account holders create — and abide by — budgets. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

UN Blockchain Expert Says Digital Cash Could Replace Bank Accounts
Cryptocurrency // June 08, 2020

United Nations global blockchain expert Massimo Buonomo has foreseen a future where digital currencies could replace low-interest bank accounts, Coindesk reports. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Wells Fargo To Offer Bank Accounts With Capped Overdraft Fees
Banking // March 03, 2020

Ahead of its scheduled congressional hearings in the coming week, Wells Fargo & Co. debuted the concept of two new bank accounts that set limits on the amount of fees that can be charged to customers. One account will limit overdraft fees to once per month and...

Interviews & Exclusives
Why Millions of New Accounts Never Turn Into Real Banking Relationships

March 25, 2026
Banks and credit unions are opening millions of new accounts, yet too many fail to become active relationships. As FinTechs deliver instant funding and immediate usability, traditional financial institutions (FIs) are facing a shift. Deposit growth now depends on how quickly new accounts move from opening to activation. Get the Full Story Complete the form […]

Bank Account Data Becomes the Lender’s Trust Engine

June 30, 2025
Bank account data can help protect firms from fraud, ValidiFI Head of Product Isaac White writes in a new PYMNTS eBook, “Halftime 2025: Charting the Future of Payments.” Get the...

PayPal: Taking On Corporates’ B2C Payment Pain Points With Digital Wallets

December 18, 2019
For corporates, moving money across borders is linked to no shortage of friction points, particularly as businesses elevate their demands for speed, visibility and predictability in their transactions. Get the...

What The UAE Is Teaching Global FinTechs About SMB Banking

November 27, 2019
It’s not easy being small — especially in business, and often when it comes to banking and payments. The bigger players take up more space at the table, and, for...

Quick Reads
Monzo Launches New Premium Consumer Banking Accounts

July 16, 2020
U.K. digital bank Monzo is taking another crack at offering premium online consumer banking accounts with features designed to help account holders create — and abide by — budgets. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

UN Blockchain Expert Says Digital Cash Could Replace Bank Accounts

June 08, 2020
United Nations global blockchain expert Massimo Buonomo has foreseen a future where digital currencies could replace low-interest bank accounts, Coindesk reports. Get the Full Story Complete the form to unlock...

Wells Fargo To Offer Bank Accounts With Capped Overdraft Fees

March 03, 2020
Ahead of its scheduled congressional hearings in the coming week, Wells Fargo & Co. debuted the concept of two new bank accounts that set limits on the amount of fees that can...

Monzo Hopes For Profit, New Digital Accounts And Hires

February 17, 2020
British digital bank Monzo, expanding fast, wants to hire up to 500 people and (hopefully) reach 5.5 million users this year. The bank is also preparing to try charging customers...