Financial Conduct Authority news and trends

UK’s FCA Taps Raidiam to Help Test Data Sharing for Open Finance
Partnerships // October 13, 2025

The United Kingdom’s Financial Conduct Authority has partnered with Raidiam to help firms simulate and test data sharing in support of open finance. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

UK’s FCA Seeks Comments on How Consumer Protection Rules Should Apply to Crypto
Cryptocurrency // September 17, 2025

The United Kingdom’s Financial Conduct Authority proposed rules to promote good business practices among cryptocurrency firms. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Crypto Companies Win Exemptions From Some UK Finance Rules
Cryptocurrency // September 17, 2025

The United Kingdom’s Financial Conduct Authority is reportedly planning to exempt cryptocurrency companies from some of its rules. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

UK’s FCA Proposes Letting PSPs Set Contactless Payment Limits
Regulation // September 10, 2025

The United Kingdom’s Financial Conduct Authority has proposed removing its regulatory contactless payment limits, saying fraud controls are now strong enough to allow banks and other payment service providers (PSPs) to set their own limits. Get the Full Story Complete the form to unlock this...

Interviews & Exclusives
Newly Flush With Capital, Challenger Banks Face New Challenges

December 10, 2024
A wave of funding rounds over the past several months is giving challenger banks fresh financial firepower to position themselves as alternatives to traditional banks, mainstays of financial services that have been around for decades — even centuries. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to […]

Will Regulators’ Public Shaming Blunt Innovation?

June 05, 2024
The respective online “walls of shame” that U.S. and U.K. regulators have proposed to erect — spotlighting companies under various investigations — may have a chilling effect on competition and...

UK Edges Closer to BNPL Regulation as Consultation Kicks Off

February 15, 2023
The U.K. has launched a long-awaited consultation aimed at regulating the BNPL sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

UK and EU’s Payments and Crypto Regulation Divergence Set to Accelerate

December 30, 2022
In 2023, the U.K. will accelerate its divergence from EU payment and crypto regulations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Quick Reads
Romance Fraud Reports Increase 9% in UK

October 17, 2025
Payment service providers and online platforms have roles to play in combating romance fraud, the United Kingdom’s Financial Conduct Authority said Friday (Oct. 17). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS […]

UK’s FCA Taps Raidiam to Help Test Data Sharing for Open Finance

October 13, 2025
The United Kingdom’s Financial Conduct Authority has partnered with Raidiam to help firms simulate and test data sharing in support of open finance. Get the Full Story Complete the form...

UK’s FCA Seeks Comments on How Consumer Protection Rules Should Apply to Crypto

September 17, 2025
The United Kingdom’s Financial Conduct Authority proposed rules to promote good business practices among cryptocurrency firms. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Crypto Companies Win Exemptions From Some UK Finance Rules

September 17, 2025
The United Kingdom’s Financial Conduct Authority is reportedly planning to exempt cryptocurrency companies from some of its rules. Get the Full Story Complete the form to unlock this article and...