Financing news and trends

Why Gen Z Shops Merchants That Offer Pay Later Plans
Consumer Finance // May 16, 2024

Pay later plans have gained value since they offer consumers flexibility and better spend management. PYMNTS Intelligence reveals consumers’ preferences for these plans, particularly around buy now, pay later (BNPL) options. For example, Generation Z has kept a steady use rate for pay later plans...

Agile and ePayPolicy Team to Offer Insurance Financing
Insurance // May 14, 2024

Agile Premium Finance and ePayPolicy have teamed to offer insurance industry clients checkout financing options. “With ePayPolicy’s latest feature release, Finance Connect, Agile now offers its customers convenient online financing enrollment and premium payment solutions,” the companies said in a Tuesday (May 14) news release. “Finance Connect enables Agile...

Versatile Credit CEO Sees Steady Appetite for Consumer Financing
Loans // May 09, 2024

Banks and corporates by and large showed cautious optimism regarding consumer spending during the first-quarter earnings season. Now, the operative question surrounds the use of credit for the balance of Q2 and the rest of 2024. Will consumers want to borrow to maintain their spending?...

95% of CEMEA Growth Corporates Plan to Access Working Capital This Year
Loans // May 08, 2024

Just 58% of growth corporates in Central Europe, the Middle East and Africa (CEMEA) had been using working capital solutions, but that percentage is slated to grow to 95% in the coming months. This is one key finding included in PYMNTS Intelligence’s “CEMEA Edition” of...

Interviews & Exclusives
Why Gen Z Shops Merchants That Offer Pay Later Plans

May 16, 2024
Pay later plans have gained value since they offer consumers flexibility and better spend management. PYMNTS Intelligence reveals consumers’ preferences for these plans, particularly around buy now, pay later (BNPL) options. For example, Generation Z has kept a steady use rate for pay later plans in the past six months. This counterbalances a slight dip […]

Versatile Credit CEO Sees Steady Appetite for Consumer Financing

May 09, 2024
Banks and corporates by and large showed cautious optimism regarding consumer spending during the first-quarter earnings season. Now, the operative question surrounds the use of credit for the balance of...

Lack of Working Capital Hinders Mid-Market Performance in APAC

April 15, 2024
The Asia-Pacific (APAC) region contributed roughly two-thirds of global growth last year. PYMNTS Intelligence recently studied Growth Corporates, or mid-market firms, in the APAC region to determine how they leveraged...

Inflation Concerns Sideline Small Business Borrowing

March 15, 2024
With the news that inflation climbed upward last month, many small- to medium-sized businesses (SMBs) may find themselves walking a tightrope with even fewer safety nets in place than normal. In...

Quick Reads
British Business Bank Boost Government-Backed Loans to Small Businesses

July 08, 2024
The British Business Bank, the U.K. government’s economic development bank, has launched a new program designed to support access to finance for smaller U.K. businesses. The Growth Guarantee Scheme, which replaces the Recovery Loan Scheme, is expected to support about 11,000 such businesses through March 31, 2026, the bank said in a Monday (July 8) press release. The […]

Agile and ePayPolicy Team to Offer Insurance Financing

May 14, 2024
Agile Premium Finance and ePayPolicy have teamed to offer insurance industry clients checkout financing options. “With ePayPolicy’s latest feature release, Finance Connect, Agile now offers its customers convenient online financing enrollment and premium payment...

Synchrony and ServiceTitan Team to Offer Home Improvement Financing

April 30, 2024
Consumer finance company Synchrony has launched a partnership with contractor-focused software platform ServiceTitan. The collaboration is designed to make it easier for contractors to offer financing to customers, according to...

Decipher Credit Launches SMB Lending Partnership With Validis

April 22, 2024
Loan origination platform Decipher Credit has teamed up with small business financial data provider Validis. The partnership will allow commercial lenders to extract financial and accounts receivable data in real-time, letting small-...