Loans 2 news and trends

Colorado Court Ruling Puts BNPL Lending Models Under Fresh Pressure
BNPL // November 19, 2025

Buy now, pay later (BNPL)’s rapid expansion across retail, travel, healthcare and even everyday essentials has made it one of the fastest-growing credit products in the United States, but its growth is increasingly shaped by changing legal and regulatory boundaries. Get the Full Story Complete...

Santander’s Exposure to First Brands Founder Patrick James Reaches $300 Million
Loans // November 19, 2025

Santander’s exposure to companies owned by First Brands Group founder Patrick James has reportedly grown to $300 million. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

KKR to Buy Up to $75 Billion of PayPal’s BNPL Loan Receivables in Europe
Buy Now Pay Later // November 17, 2025

PayPal Holdings and global investment firm KKR renewed their agreement in which KKR’s credit funds and accounts purchase PayPal’s European buy now, pay later (BNPL) receivables. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Blockchain-Based Credit Surges as Figure’s Consumer Loan Volumes Leap 70%
Earnings // November 14, 2025

In its first earnings call as a publicly traded company, Figure Technology Solutions illuminated a broadening of blockchain-based lending beyond mortgages and home equity to private and consumer credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Interviews & Exclusives
Colorado Court Ruling Puts BNPL Lending Models Under Fresh Pressure

November 19, 2025
Buy now, pay later (BNPL)’s rapid expansion across retail, travel, healthcare and even everyday essentials has made it one of the fastest-growing credit products in the United States, but its growth is increasingly shaped by changing legal and regulatory boundaries. Get the Full Story Complete the form to unlock this article and enjoy unlimited free […]

82% of SMBs See Smooth Sailing, Even as Cash Flow Wavers

October 28, 2025
Most Main Street firms say they’ll make it through the next two years, but data suggest that optimism might be running ahead of reality. Get the Full Story Complete the...

Half of Financially Stable Firms Use Financing to Fuel Growth

October 09, 2025
When uncertainty rises, so does nostalgia for the familiar. In the U.S. middle market, where firms straddle the line between enterprise scale and small business agility, that means borrowing the...

Daylit Bets $110M That Healthy Capital Beats High-Interest Loans

September 24, 2025
The real-world economy is made up of small- to medium-sized businesses (SMBs) that make, move and install physical things. Get the Full Story Complete the form to unlock this article...

Quick Reads
Santander’s Exposure to First Brands Founder Patrick James Reaches $300 Million

November 19, 2025
Santander’s exposure to companies owned by First Brands Group founder Patrick James has reportedly grown to $300 million. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you […]

KKR to Buy Up to $75 Billion of PayPal’s BNPL Loan Receivables in Europe

November 17, 2025
PayPal Holdings and global investment firm KKR renewed their agreement in which KKR’s credit funds and accounts purchase PayPal’s European buy now, pay later (BNPL) receivables. Get the Full Story...

Experian Debuts Combined Credit and Cash Flow Scoring Model

November 10, 2025
Credit reporting agency Experian introduced its “Credit + Cashflow Score” offering. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Experian and Lendflow Launch Small Business-Focused Lending Pact

November 06, 2025
Data and tech firm Experian and embedded lending platform Lendflow launched a collaboration. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...