Loans 2 news and trends

Fed Data Shows Consumer Credit Applications at 5-Year High
Economy // July 20, 2026

New Federal Reserve data show consumer credit applications reached a nearly-five-year high in June. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Lithic and Mastercard Make SMB Loans Ready to Spend
SMBs // July 20, 2026

Watch more: Live Roundtable With Mastercard’s Ginger Siegel and Lithic’s Nikil Konduru Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Truist Bets on Digital Engagement to Deepen Banking Ties
Earnings // July 17, 2026

Truist’s second quarter displayed a range of puts and takes shaping consumer banking. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

New York Regulator Proposes Licensing Rules for BNPL Lenders
BNPL // July 15, 2026

The New York State Department of Financial Services (DFS) posted a notice of proposed rule making regarding buy now, pay later (BNPL) lenders together with the text of the proposed regulation Wednesday (July 15) and will accept public comment on the proposed regulation until Sept. 14, according to the department’s regulatory activity page....

Interviews & Exclusives
Banks Built 2 Doors and Left the Middle Locked Out

July 21, 2026
Watch more: The Digital Shift | i2c | Dan Hanks Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and […]

Lithic and Mastercard Make SMB Loans Ready to Spend

July 20, 2026
Watch more: Live Roundtable With Mastercard’s Ginger Siegel and Lithic’s Nikil Konduru Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

51% of BNPL Users Use It Because They Have To

July 01, 2026
The next stage of Pay Later may look less like a single checkout button and more like a credit menu built for different kinds of buyers. Get the Full Story Complete the...

Agentic Credit Helps Banks See Stability Behind Uneven Income

June 29, 2026
For decades, lenders have treated employment as a proxy for stability. But more Americans are piecing together income from hourly work, contract jobs, commissions and gig platforms that can produce...

Quick Reads
Fed Data Shows Consumer Credit Applications at 5-Year High

July 20, 2026
New Federal Reserve data show consumer credit applications reached a nearly-five-year high in June. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from […]

New York Regulator Proposes Licensing Rules for BNPL Lenders

July 15, 2026
The New York State Department of Financial Services (DFS) posted a notice of proposed rule making regarding buy now, pay later (BNPL) lenders together with the text of the proposed regulation Wednesday (July 15) and will...

Klarna Aims to Offload $516 Million in Credit Risk to Fund Growth

July 14, 2026
Klarna is working on a significant risk transfer (SRT) that will enable it to offload credit risk tied to buy now, pay later (BNPL) loans and free up capital, Bloomberg...

Lendable Raises $670 Million to Fuel Personal Lending Expansion

July 09, 2026
U.K. digital lender Lendable finalized a deal Thursday (July 9) in which it will raise 500 million pounds (about $670 million) to support its effort to push further into lending, Bloomberg reported Thursday, citing...