Mortgage underwriting runs on documents. Payslips, bank statements and tax returns are the evidence that lenders verify before approving a loan. Generative artificial intelligence can now produce all three in formats that pass standard checks. Get the Full Story Complete the form to unlock this...
A mortgage application used to mean waiting. At TD Bank, pre-adjudication averaged roughly 15 hours before a human underwriter could open the file. That window is now under three minutes. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
U.S. Sen. Josh Hawley says he plans to investigate FICO’s mortgage pricing practices. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....
Home builder sentiment inched up in March after one metric of mortgage rates dipped to its lowest level since August 2022, the National Association of Home Builders (NAHB) said Monday (March 16). Get the Full Story Complete the form to unlock this article and enjoy...
July 20, 2026
For most of the history of consumer credit, the loan decision sat with a human. That model is changing. This week in the Prompt Economy™ AI agents are now handling document review, credit scoring, risk assessment and borrower communication autonomously, compressing timelines and extending credit to borrowers that traditional systems could not reach. Get the […]
May 22, 2026
A mortgage application used to mean waiting. At TD Bank, pre-adjudication averaged roughly 15 hours before a human underwriter could open the file. That window is now under three minutes....
August 05, 2025
For millions of Americans, the biggest threat to their personal finances and spending routines isn’t tariffs. It’s their mortgages. Get the Full Story Complete the form to unlock this article...
August 04, 2025
For decades, homeownership has stood as the bedrock of the American dream — a symbol of prosperity, stability, and upward mobility. But for millions of U.S. households in 2025, that...
March 24, 2026
U.S. Sen. Josh Hawley says he plans to investigate FICO’s mortgage pricing practices. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]
March 16, 2026
Home builder sentiment inched up in March after one metric of mortgage rates dipped to its lowest level since August 2022, the National Association of Home Builders (NAHB) said Monday...
March 10, 2026
LoanDepot increased both its loan origination volume and its market share during the fourth quarter and attributed the gains in part to its investment in technology. Get the Full Story...
February 03, 2026
Experian plans to expand its presence in the mortgage industry by acquiring Own Up, an artificial intelligence-powered mortgage shopping platform. Get the Full Story Complete the form to unlock this...
