Regulations news and trends

States Step Up Scrutiny of Surcharges, Junk Fees and Interchange Fees

July 22, 2026
Connecticut Makes AI’s Fine Print a Consumer Protection Issue
Artificial Intelligence // July 22, 2026

Connecticut is turning the fine print of artificial intelligence subscriptions into a consumer protection issue, placing new obligations on providers that change model access, usage limits or product features after customers sign up. Get the Full Story Complete the form to unlock this article and...

Federal Approval No Longer Guarantees CFOs a Green Light
Legal & Regulation // July 21, 2026

The United States may have one national market, but large companies both already know and are constantly being reminded that it can come with dozens of regulatory veto points. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

White House Launches ‘Gold Eagle’ AI Cybersecurity Initiative
Cybersecurity // July 21, 2026

The White House has launched an artificial intelligence-powered cybersecurity clearinghouse designed to accelerate the discovery and remediation of software vulnerabilities. Although not aimed specifically at financial institutions, the initiative could eventually influence how federal banking regulators assess institutions’ cyber risk management practices. Get the Full...

State AGs Put Businesses on Notice: Existing Laws Already Apply to AI
Artificial Intelligence // July 21, 2026

AI compliance teams take note: You don’t need to violate AI-specific statutes to face regulatory scrutiny. State attorneys general increasingly are using existing consumer protection, privacy and professional licensing laws to police artificial intelligence. Get the Full Story Complete the form to unlock this article...

Interviews & Exclusives
New York Turns to AI to Cut Regulatory Red Tape

July 10, 2026
New York Gov. Kathy Hochul has launched a sweeping effort to reduce regulatory burdens across state government, pairing a broad review of existing rules with the use of artificial intelligence (AI) to identify opportunities for streamlining. The initiative, which the administration describes as the largest regulatory review in state history, is intended to eliminate outdated […]

OCC Opens the Black Box on Bank Charter Denials

July 01, 2026
For FinTechs weighing whether to become banks, the biggest obstacle arguably has been understanding where regulatory standards have tripped up other applicants. Get the Full Story Complete the form to...

Healthcare AI Has Left the Lab. Now Comes the Hard Part.

June 19, 2026
Artificial intelligence in healthcare has evolved past a simple test-and-learn exercise. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Crypto’s Future May Depend on Lawyers Who Think Like Operators

June 18, 2026
Explore more conversations like this From the Block.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Quick Reads
DOJ Seizes 1,000 Domains Illegally Streaming World Cup Finals

July 20, 2026
The Justice Department has seized more than 1,000 domains illegally streaming World Cup matches. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]

Brazilian Securities Watchdog Takes Closer Look at Tokenization

July 20, 2026
Brazil’s securities regulator has established a working group to explore tokenized securities. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Ethics Battle Freezes Clarity Act Ahead of Senate Recess

July 17, 2026
With the Senate set to go on recess in three weeks, after Aug. 7, the Clarity Act is still facing several hurdles, Bloomberg reported Friday (July 17). Get the Full Story...

New York Regulator Proposes Licensing Rules for BNPL Lenders

July 15, 2026
The New York State Department of Financial Services (DFS) posted a notice of proposed rule making regarding buy now, pay later (BNPL) lenders together with the text of the proposed regulation Wednesday (July 15) and will...