Consumer Finance

Consumer financing is when a business offers financing to their customers with help from a professional finance company. This allows the consumer to pay for a good or service they couldn't pay for up front in cash or credit card. Consumer finance is helpful for both businesses and consumers
Study Finds Debit Card NSF Declines on Rise
Consumer Finance
Study Finds Debit Card NSF Declines on Rise
May 27, 2022

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The Data Point: 33% of Paycheck-to-Paycheck Consumers Are Less Likely to Be Using Credit
Consumer Finance
The Data Point: 33% of Paycheck-to-Paycheck Consumers Are Less Likely to Be Using Credit
May 24, 2022

Revelations around the extent of paycheck-to-paycheck living are an eye-opener, with high-earners and strong credit scores living one experience, and those earning less or struggling with monthly bills having a very different time making monthly expenses and enjoying a few frills. Get the Full Story...

Millennial Minute: 25% of Millennials Familiar With Lease-to-Own Won’t Shop if It Isn’t on Offer
Consumer Finance
Millennial Minute: 25% of Millennials Familiar With Lease-to-Own Won’t Shop if It Isn’t on Offer
May 19, 2022

With PYMNTS’ research finding that 70% of bridge millennials and millennials are now living paycheck-to-paycheck, some struggling with monthly bills and some not, these high-earning, high-spending cohorts like to finance purchases more than others — especially pricey items. Get the Full Story Complete the form...

REPORT: Consumer Finance Firms Face Harsh ‘Innovate or Die’ Reality
Consumer Finance
REPORT: Consumer Finance Firms Face Harsh ‘Innovate or Die’ Reality
May 18, 2022

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Paycheck to Paycheck Has Now Become the Predominant Way of Life in America
Consumer Finance
Paycheck to Paycheck Has Now Become the Predominant Way of Life in America
May 12, 2022

Nine paycheck-to paycheck reports — and one inescapable conclusion. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

63% of Consumers Check Their Credit Scores Monthly
Consumer Finance
63% of Consumers Check Their Credit Scores Monthly
May 06, 2022

The higher a consumer’s income, the higher their credit score and the less often they check it, according to “The New Reality Check,” a PYMNTS and LendingClub collaboration based on a survey of 2,326 U.S. consumers. Get the Full Story Complete the form to unlock...

Gamification of Finance May Help Paycheck-to-Paycheck Consumers
Consumer Finance
Gamification of Finance May Help Paycheck-to-Paycheck Consumers
May 04, 2022

With platforms, with digital channels, just about — well, anything — can be gamified. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

NEW REPORT: Paycheck-to-Paycheck Consumers 3x as Likely to Take On Credit Card Debt
Consumer Finance
NEW REPORT: Paycheck-to-Paycheck Consumers 3x as Likely to Take On Credit Card Debt
May 02, 2022

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Utilities Aim to Convert Final 25% of Customers to Digital Billing
Consumer Finance
Utilities Aim to Convert Final 25% of Customers to Digital Billing
April 26, 2022

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