Consumer Finance

Consumer financing is when a business offers financing to their customers with help from a professional finance company. This allows the consumer to pay for a good or service they couldn't pay for up front in cash or credit card. Consumer finance is helpful for both businesses and consumers
US Pandemic-Driven Demand for Appliances Is Declining, Whirlpool Says
Consumer Finance
US Pandemic-Driven Demand for Appliances Is Declining, Whirlpool Says
April 25, 2022

Whirlpool said U.S. consumers might be losing interest in appliances after two years of the pandemic, The Wall Street Journal reported Monday (April 25). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

New Data Show Consumers Are Buying Less, Spending More and Changing Habits
Consumer Finance
New Data Show Consumers Are Buying Less, Spending More and Changing Habits
April 15, 2022

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Revolut Partners With Cross River Bank to Offer Financial Services in US
Consumer Finance
Revolut Partners With Cross River Bank to Offer Financial Services in US
April 14, 2022

Cross River Bank, a technology infrastructure provider offering embedded financial solutions, has partnered with financial app Revolut, a press release said. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Urban or Rural, the Paycheck-to-Paycheck Pinch Puts an Equal Squeeze on Consumers
Consumer Finance
Urban or Rural, the Paycheck-to-Paycheck Pinch Puts an Equal Squeeze on Consumers
April 08, 2022

Sixty-two percent of U.S. consumers lived paycheck to paycheck in February, according to “The New Reality Check,” a PYMNTS and LendingClub collaboration based on a survey of 3,250 U.S. consumers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

The Data Point: 50% of Consumers Earning $100K Now Living Paycheck to Paycheck
Consumer Finance
The Data Point: 50% of Consumers Earning $100K Now Living Paycheck to Paycheck
April 05, 2022

Perception and reality are known to collide and create rude awakenings as we’re finding after months of researching how far paychecks are stretching in the pandemic era. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Why Half of All High-Income US Consumers Are Feeling the Cash Flow Crunch
Consumer Finance
Why Half of All High-Income US Consumers Are Feeling the Cash Flow Crunch
April 04, 2022

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Say Hello to the New ‘Customer Centric’ Bank
Consumer Finance
Say Hello to the New ‘Customer Centric’ Bank
March 25, 2022

Financial services, as an industry, has a bit of ham in the pan problem. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Report: U.S. Consumers Take Mobile Payments With Them as They Get Back to Restaurants and Travel
Consumer Finance
Report: U.S. Consumers Take Mobile Payments With Them as They Get Back to Restaurants and...
March 17, 2022

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Why ‘Paycheck to Paycheck’ Doesn’t Always Mean ‘Broke’
Consumer Finance
Why ‘Paycheck to Paycheck’ Doesn’t Always Mean ‘Broke’
March 14, 2022

When you read the term “paycheck to paycheck,” it can be easy to picture someone white-knuckling it between the first and third Fridays of each month. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...