For all the johnny-come-latelies who spend the hours before midnight on April 17 scrambling to submit their tax forms, there are millions more Americans who are sitting pretty with their tax refunds already in hand. It’s a peculiar part of tax season. Nobody likes handing...
An increasing number of Americans are moving towards relying on FinTech services to improve their financial well-being, research has found. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....
It seemed like, even in the depths of the holiday shopping season, retailers were still dreading the release of dismal monthly sales numbers. Unfortunately, it looks like that trend will continue into 2016. Get the Full Story Complete the form to unlock this article and...
A storm is brewing over the realm of the Consumer Financial Protection Bureau’s (CFPB) power as the government agency enters a legal battle set to be reviewed by the District of Columbia Circuit Court of Appeals on April 12. Get the Full Story Complete the form to...
Western Union (WU) now connects its customers to over 1 billion bank accounts across the world, the company announced. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...
Shakespeare famously wrote that “a rose by any other name would smell as sweet,” but that poetic sentiment doesn’t quite translate when it comes to dissimilar prices on similar products. For the most part, customers don’t want to feel like superficial differences to a product,...
Six billion and counting. According to VantageScore, that’s how many credit scores generated by its model have been used by card issuers and other industry participants. Yet, VantageScore tells PYMNTS, there remains one category in which the use of alternative scores has yet to take...
A new survey says that U.S. consumers are tired of seeing their creditworthiness, or lack thereof, determined by outdated methods. Is the industry prepared to respond?
Think removing a sold-derogatory trade from a consumer’s credit file vastly improves their overall score? A new report from VantageScore suggests probably not. Sarah Davies, SVP of Product Management & Analytics at VantageScore Solutions, tells MPD CEO Karen Webster why removing a bad debt from...
