The decision to expand into the US market is a lot more involved than renting office space and adding a US address to your website. The payments and banking complexities of this massive market can hobble even the most successful domestic or regional FinTechs operating outside it. Just as an experienced mountain climber wouldn’t consider climbing Mt. Everest without a Sherpa, an emerging FinTech shouldn’t consider navigating the most complex payments market in the world without a trusted compliant financial technology partner to avoid the business model, regulatory and operational pitfalls that can derail success.