banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

5 Blockchain Projects the World’s Biggest Banks Are Behind
5 Blockchain Projects the World’s Biggest Banks Are Behind
January 10, 2025  |  Blockchain

While the cryptocurrency market continues to oscillate between hype and real-world potential, many of the world’s biggest banks have for years been quietly cutting their...

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New House Financial Services Leadership Targets Digital Asset Regulation
New House Financial Services Leadership Targets Digital Asset Regulation
January 09, 2025  |  Regulation

The House Financial Services Committee has chosen leadership with an eye toward digital asset regulation. Rep. French Hill (R-Ark.) announced the new appointments Thursday (Jan. 9), promising to “right-size the...

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CFPB’s Open Banking Standardization Push Faces Legal, Logistical Hurdles
CFPB’s Open Banking Standardization Push Faces Legal, Logistical Hurdles
January 09, 2025  |  CFPB

The news this week that the Consumer Financial Protection Bureau (CFPB) has recognized Financial Data Exchange (FDX) as a standard-setting body — to help determine how...

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Report: UBS Nears Settlement of US Case Involving Credit Suisse
Report: UBS Nears Settlement of US Case Involving Credit Suisse
January 09, 2025  |  Legal

UBS reportedly could settle a case this week involving Credit Suisse, which UBS acquired in 2023. The bank is set to pay hundreds of millions...

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CFPB Permits Financial Data Exchange to Set Open Banking Standards
CFPB Permits Financial Data Exchange to Set Open Banking Standards
January 08, 2025  |  Bank Regulation

The Consumer Financial Protection Bureau (CFPB) has recognized Financial Data Exchange (FDX) as a standard-setting body, allowing it to issue standards that companies can use...

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Nearly Half of Rural Small Businesses Do Business With the Bank on the Corner
Nearly Half of Rural Small Businesses Do Business With the Bank on the Corner
January 08, 2025  |  SMBs

Small and mid-sized businesses (SMBs) are considering a switch from national banks to local financial institutions (FIs) like community banks and credit unions (CUs). While...

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BIS Outlines Next Steps to Promote Adoption of ISO 20022
BIS Outlines Next Steps to Promote Adoption of ISO 20022
January 07, 2025  |  Cross-border Payments

A Bank for International Settlements (BIS) committee has announced the next steps it will take to promote the adoption of its harmonized ISO 20022 data requirements...

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JPMorgan Quits Net-Zero Banking Alliance; 3 US Banks Remain Members
JPMorgan Quits Net-Zero Banking Alliance; 3 US Banks Remain Members
January 07, 2025  |  Banking

J.P. Morgan Chase reportedly became the sixth bank to quit the climate-focused Net-Zero Banking Alliance (NZBA) since the beginning of December. The banking giant followed...

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