credit

i2c and Affiniti Partner on Trade Association Co-Branded Credit Programs
i2c and Affiniti Partner on Trade Association Co-Branded Credit Programs
June 03, 2024  |  Partnerships

i2c and Affiniti Finance said Monday (June 3) that they are providing trade associations with credit programs that include features and rewards specific to each...

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Thredd’s McCarthy Gets Down to the Business of FinTech
Thredd’s McCarthy Gets Down to the Business of FinTech
May 29, 2024  |  Payments Innovation

Defining “payments modernization” is no easy task. If you asked 10 different payments executives to define it, you might get 10 different answers. But for...

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Cash Flow-Based Underwriting Adds Real-Time Context to FICO Score
Cash Flow-Based Underwriting Adds Real-Time Context to FICO Score
May 24, 2024  |  Loans

The FICO score — what we might think of as the general “shorthand” for lending — was created back in 1989. In the decades since,...

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PYMNTS Data Shows Co-Branded Store Cards Poised for Growth
PYMNTS Data Shows Co-Branded Store Cards Poised for Growth
May 23, 2024  |  Credit Cards

About 1 in 4 consumers in the United States own at least one co-branded or store-specific credit card. However, their popularity doesn’t come close to...

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JPMorgan Reportedly Looking to Expand Private Credit Business
JPMorgan Reportedly Looking to Expand Private Credit Business
May 23, 2024  |  Banking

JPMorgan Chase is reportedly moving deeper into the uber-popular world of private credit. That’s according to a report Thursday (May 23) by Bloomberg News, which notes...

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Card Delinquencies Keep Falling as Lending Creeps Up
Card Delinquencies Keep Falling as Lending Creeps Up
May 21, 2024  |  Credit Cards

Credit card delinquencies reportedly fell in April amid signs of improved lending activity. That’s according to a report Monday (May 20) from Seeking Alpha, citing...

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Yendo Raises $165 Million for ‘Vehicle-Secured’ Credit Card
Yendo Raises $165 Million for ‘Vehicle-Secured’ Credit Card
May 16, 2024  |  Investments

Yendo, a FinTech offering a credit card tied to users’ car equity, is $165 million richer. The company announced the new funding — $150 in debt financing,...

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From AI to Mobile Devices: Technology Reimagines Debit and Credit Cards
From AI to Mobile Devices: Technology Reimagines Debit and Credit Cards
May 16, 2024  |  Mobile Wallets

The modern credit card’s history stretches back to just after World War II, when the Charg-It card came out of Brooklyn, tied to a single bank. Account...

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Grab’s Path to Profitability Paved by Operating Leverage and AI
Grab’s Path to Profitability Paved by Operating Leverage and AI
May 16, 2024  |  Earnings

In a dynamic operating environment, the path to profitability requires focus and discipline. It also frequently requires cutting costs and finding new efficiencies by using technology. Singaporean...

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