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Retailers Resolve to Even Up Online and In-Store Experiences in 2025
Retailers Resolve to Even Up Online and In-Store Experiences in 2025
December 27, 2024  |  Retail

While holiday spending may have filled merchants’ coffers, the challenge will be to keep consumer momentum going at the registers, particularly at brick-and-mortar stores. The...

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Splitit CEO: Card-Linked Installments Unlock $3 Trillion of Consumer Spending Power
Splitit CEO: Card-Linked Installments Unlock $3 Trillion of Consumer Spending Power
December 23, 2024  |  Buy Now Pay Later

This year’s payment options are wider than last year’s. The PYMNTS Intelligence report “Maximizing Holiday Value: The Strategic Value of Early Pay Later Visibility,” created...

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Morgan Stanley Expects Favorable Environment for Lenders in 2025
Morgan Stanley Expects Favorable Environment for Lenders in 2025
December 19, 2024  |  Loans

Morgan Stanley reportedly upgraded its rating and price targets on shares of several credit card companies and lenders, citing stabilization in consumer credit and an...

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Consumer Spending Lifts Q3 GDP, but Savings Rates Are Pressured
Consumer Spending Lifts Q3 GDP, but Savings Rates Are Pressured
December 19, 2024  |  Economy

In the latest and final revision of how the economy fared in the third quarter — through the growth in gross domestic product — the...

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Small Businesses Captured Outsized Gains From 2024’s Payments Innovations
Small Businesses Captured Outsized Gains From 2024’s Payments Innovations
December 19, 2024  |  SMBs

Payments innovations impacted small- to medium-sized businesses (SMBs) in 2024. For years, SMBs lagged behind larger enterprises in adopting digital payment solutions, hindered by limited...

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54% of Consumers With Unstable Cash Flow Prefer Providers Offering Embedded Lending
54% of Consumers With Unstable Cash Flow Prefer Providers Offering Embedded Lending
December 19, 2024  |  Loans

Embedded lending, the integration of credit offerings into platforms where consumers and microbusinesses (MSBs) can apply for credit directly during a transaction, is gaining traction...

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Regulators Eye Interest Rates as Retail-Branded Cards Gain Traction
Regulators Eye Interest Rates as Retail-Branded Cards Gain Traction
December 18, 2024  |  Credit Cards

More than a quarter of consumers own a store card, defined as a card that exclusively features a retailer’s branding. While co-branded cards can be...

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Keo Expands Access to B2B Payments Platform in Brazil
Keo Expands Access to B2B Payments Platform in Brazil
December 17, 2024  |  B2B Payments

Keo World is expanding access to its B2B payments platform Workeo in Brazil through a partnership agreement with investment bank BTG Pactual Bank S.A. This partnership will...

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Rhode Island Urges Residents to Protect Personal Information Amid Data Breach
Rhode Island Urges Residents to Protect Personal Information Amid Data Breach
December 16, 2024  |  Security & Fraud

Rhode Island is urging the state’s residents to protect their personal information amid a data breach of RIBridges, a system that handles many of the...

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