PYMNTS Intelligence

Gen Z Digital Wallet Use Climbs 21% as Budgets Tighten

Gen Z Digital Wallet Use Climbs 21% as Budgets Tighten
Gen Z Digital Wallet Use Climbs 21% as Budgets Tighten
March 30, 2026  |  Consumer Insights

Financial stress is doing more than pushing consumers to hunt for lower prices. It is also changing how they organize purchases, where they shop and...

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Why Payroll Is Becoming the Latest Loyalty Product
Why Payroll Is Becoming the Latest Loyalty Product
March 30, 2026  |  Real-Time Payments

As more Americans earn income outside traditional employment, payouts have quietly replaced paychecks. Get the Full Story Complete the form to unlock this article and...

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For Consumer AI, Distribution Is Becoming the Deciding Factor
For Consumer AI, Distribution Is Becoming the Deciding Factor
March 27, 2026  |  artificial intelligence

Data from PYMNTS Intelligence shows that consumer artificial intelligence has crossed a critical threshold: 54% of U.S. adults now use AI for personal tasks, marking...

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Acquirers May Win Agentic Commerce by Building the Guardrails
Acquirers May Win Agentic Commerce by Building the Guardrails
March 26, 2026  |  artificial intelligence

Agentic commerce has been framed as the payment industry’s next leap forward. Get the Full Story Complete the form to unlock this article and enjoy...

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57% of Retail SMBs Want Flexible Due Dates on Credit Cards
57% of Retail SMBs Want Flexible Due Dates on Credit Cards
March 26, 2026  |  SMBs

Small businesses may be sending a clear signal to card issuers: stop selling access and start selling usefulness. A new PYMNTS Intelligence report suggests many...

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