PYMNTS Intelligence

AI Gives Every Purchase Its Own Credit Decision

AI Gives Every Purchase Its Own Credit Decision
AI Gives Every Purchase Its Own Credit Decision
July 07, 2026  |  Artificial Intelligence

For most of the history of financial services, credit functioned as a blunt instrument. A bank extended a line, a customer drew on it and...

READ MORE >
Banks Find Debit’s Real Cost in False Declines and Manual Fixes
Banks Find Debit’s Real Cost in False Declines and Manual Fixes
July 07, 2026  |  Business

For many financial institutions, the biggest opportunity in debit is hiding in plain sight. Get the Full Story Complete the form to unlock this article...

READ MORE >
84% of Cross-Border Shoppers Say One-Click Checkout Influences Merchant Choice
84% of Cross-Border Shoppers Say One-Click Checkout Influences Merchant Choice
July 07, 2026  |  eCommerce

For merchants looking overseas for growth, the fastest route may run straight through the checkout page. Get the Full Story Complete the form to unlock...

READ MORE >
24% of RTP® Network Holdouts Say Current B2B Payment Methods Work Well Enough
24% of RTP® Network Holdouts Say Current B2B Payment Methods Work Well Enough
July 06, 2026  |  B2B Payments

Real-time B2B payments may not be losing to skepticism. They are losing, for now, to payment systems that work just well enough. Get the Full...

READ MORE >
Real-Time Payments Could Add $19.3 Billion to Argentina’s GDP
Real-Time Payments Could Add $19.3 Billion to Argentina’s GDP
July 02, 2026  |  Real-Time Payments

Real-time payments in South America have moved well beyond proof of concept. They’re becoming the financial backbone of entire economies, and the numbers speak for...

READ MORE >
Two in Three Consumers Need More Than a Job to Feel Secure
Two in Three Consumers Need More Than a Job to Feel Secure
July 02, 2026  |  Consumer Finance

A steady job still gives many consumers confidence, but the latest data shows that confidence alone is no longer enough to keep financial resilience intact....

READ MORE >
42% of Issuers Say Fraud and Disputes Are Driving Up Costs
42% of Issuers Say Fraud and Disputes Are Driving Up Costs
July 02, 2026  |  Fraud Prevention

Fraud used to sit in the back office. Now it has a front-row seat in the issuer growth strategy. Every blocked purchase, failed dispute or...

READ MORE >
The US Senate Calendar Is Becoming Crypto Markets’ Biggest Whale
The US Senate Calendar Is Becoming Crypto Markets’ Biggest Whale
July 01, 2026  |  Cryptocurrency

Six months ago, the crypto industry believed the 2026 legislative calendar would give it a policy sweep across both stablecoins and digital asset markets. It...

READ MORE >