PYMNTS Intelligence

Consumers With Cash Flow Gaps Are 3.5x More Likely to Use BNPL
Consumers With Cash Flow Gaps Are 3.5x More Likely to Use BNPL
February 06, 2025  |  Buy Now Pay Later

As U.S. consumers face cash flow shortages, many are turning to alternative payment methods like buy now, pay later (BNPL) to help them manage their...

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Will Decline in Job Openings Lead to Cautious Spending by Consumers?
Will Decline in Job Openings Lead to Cautious Spending by Consumers?
February 05, 2025  |  Economy

A report this week that job openings slipped in December, right at a time when a steady number of employees were leaving the workforce, poses...

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The Global Scorecard on Real-Time Payments: Faster, Smarter and Borderless
The Global Scorecard on Real-Time Payments: Faster, Smarter and Borderless
February 05, 2025  |  Real-Time Payments

What if sending money internationally was as fast and seamless as sending a text message? That future is already here. Financial ecosystems worldwide are shifting...

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72% of Zillennials Trust Recommendations More Than Ads When Shopping
72% of Zillennials Trust Recommendations More Than Ads When Shopping
February 05, 2025  |  Consumer Insights

Social media’s influence on purchasing decisions is especially strong among zillennials, those born between 1991 and 1999. According to a PYMNTS Intelligence report, “How Social...

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52% of Payment Declines Are Debit Cards
52% of Payment Declines Are Debit Cards
February 04, 2025  |  Consumer Insights

Despite a general decrease in payment issues, financially struggling consumers continue to face these disruptions at alarmingly high rates, especially when making essential purchases. According...

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Issuer Earnings Show Consumers Struggling With Timely Credit Card Payments
Issuer Earnings Show Consumers Struggling With Timely Credit Card Payments
February 03, 2025  |  Credit Cards

The general tone of earnings season has been cautiously optimistic, as banks and payment networks have pointed to the willingness of consumers to keep spending....

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eCommerce Merchants in the Land Down Under Turn to PSPs for Fraud Expertise
eCommerce Merchants in the Land Down Under Turn to PSPs for Fraud Expertise
February 03, 2025  |  eCommerce

For merchants the world over, the bid to improve eCommerce checkout — boosting sales as a result — is a bit of a tightrope walk....

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Consumers Change Spending Habits to Ease Monthly Money Squeeze
Consumers Change Spending Habits to Ease Monthly Money Squeeze
February 03, 2025  |  Consumer Finance

In the face of escalating living costs, it’s immediate survival or bust for many Americans. The latest PYMNTS Intelligence reveals that 65% of consumers are...

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Consumers Use Credit to Plug Widening Gap Between Income and Spending
Consumers Use Credit to Plug Widening Gap Between Income and Spending
January 31, 2025  |  Consumer Finance

Only a few weeks into the current earnings season, and top-line momentum and commentary from firms, including banks and the payment networks, have all pointed...

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