PYMNTS Intelligence

Price Hikes Backfire as Tariffs Erode Margins and Demand
Price Hikes Backfire as Tariffs Erode Margins and Demand
September 19, 2025  |  Economy

Global trade has grown more uncertain, with tariffs hardening into a new economic reality for businesses in the United States. Get the Full Story Complete...

READ MORE >
90% of SMBs Say Embedded Finance Is Now Essential
90% of SMBs Say Embedded Finance Is Now Essential
September 19, 2025  |  SMBs

Small businesses may not be known for switching software providers. Yet, a striking detail in a new study suggests that’s changing fast — and embedded...

READ MORE >
72% of Consumers Say Personalization Shapes Where They Bank
72% of Consumers Say Personalization Shapes Where They Bank
September 18, 2025  |  Digital Banking

Although conversational artificial intelligence can cut wait times and reduce service costs for banks, the real prize could be won elsewhere. Get the Full Story...

READ MORE >
Hidden Fees Undercut Borrower Trust in Instant Loan Payouts
Hidden Fees Undercut Borrower Trust in Instant Loan Payouts
September 17, 2025  |  Money Mobility

In today’s economy, speed sells. Whether it’s groceries at your doorstep in 15 minutes or rideshare pickups within two, consumers have been trained to expect...

READ MORE >
Financial Leaders Warn Against Giving AI a 51% Stake in Decisions
Financial Leaders Warn Against Giving AI a 51% Stake in Decisions
September 17, 2025  |  Fraud Prevention

Financial institutions have long treated customer data as a proprietary asset, but a new PYMNTS report, “Fighting Fraud and Finding Trust Amid Banking’s Data Deluge,” suggests...

READ MORE >
AI’s Great Jobs Debate Requires a History Lesson
AI’s Great Jobs Debate Requires a History Lesson
September 17, 2025  |  artificial intelligence

Whether the steam engine or electricity, technological leaps forward reshape the labor market profoundly, creating new jobs, retiring old ones and altering how people work,...

READ MORE >
42% of Gen Z Trust Debit More Than Credit
42% of Gen Z Trust Debit More Than Credit
September 16, 2025  |  Consumer Payments

Generation Z may be the first cohort to grow up entirely in the digital economy, but the real surprise in their financial behavior isn’t what...

READ MORE >
Credit Unions Bet on 5 Digital Plays to Win the Next Generation
Credit Unions Bet on 5 Digital Plays to Win the Next Generation
September 16, 2025  |  Credit Unions

Keeping Generation Z engaged is more than a marketing imperative; for credit unions, it’s fast becoming a survival strategy. Get the Full Story Complete the...

READ MORE >
How Instant Payouts Become Loyalty’s Secret Weapon
How Instant Payouts Become Loyalty’s Secret Weapon
September 15, 2025  |  Payment Methods

They came for the speed, but they stayed for the habit. In “Beyond Speed: The Case for Instant Payout Adoption and Stickiness,” PYMNTS Intelligence, in...

READ MORE >