PYMNTS Intelligence

46% of Once-Stable Consumers Now Live Paycheck to Paycheck
46% of Once-Stable Consumers Now Live Paycheck to Paycheck
September 15, 2025  |  Consumer Insights

A growing number of consumers in the United States are living paycheck to paycheck, not because they earn too little, but because of how their...

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Spreadsheets Slow Buildings Faster Than Broken Elevators
Spreadsheets Slow Buildings Faster Than Broken Elevators
September 15, 2025  |  Real Estate

For many property managers, inefficiencies lurk not in the halls of apartment buildings but in the filing cabinets and spreadsheets of the back office. Get...

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Millennials, Not Gen Z, Are Defining the Gen AI Era
Millennials, Not Gen Z, Are Defining the Gen AI Era
September 12, 2025  |  artificial intelligence

As generative artificial intelligence (AI) reshapes how Americans work, shop and communicate, one generation isn’t just keeping pace, they’re pushing the frontier. Millennials, not the...

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Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
September 11, 2025  |  Buy Now Pay Later

Klarna made its expected big splash on Wednesday (Sept. 10) with its New York Stock Exchange debut, raising roughly $1.37 billion at an IPO price...

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Checks Drive 65% of Fraud Losses
Checks Drive 65% of Fraud Losses
September 11, 2025  |  Security & Fraud

The hidden drag on billing modernization isn’t paper alone. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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One-Click Convenience Drives Australia’s Mobile Shopping
One-Click Convenience Drives Australia’s Mobile Shopping
September 11, 2025  |  Mobile

Australia, while a burgeoning mobile-first market, presents a paradox for financial institutions, FinTech innovators and payment providers. Get the Full Story Complete the form to...

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Credit Unions Bet Trust Can Beat Tech Gaps
Credit Unions Bet Trust Can Beat Tech Gaps
September 10, 2025  |  Credit Unions

For credit unions, relationships with members are often measured in decades, not years. But as younger generations grow into their prime earning and spending years,...

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Transparency, Not Speed, Could Decide AI’s Future in Finance
Transparency, Not Speed, Could Decide AI’s Future in Finance
September 10, 2025  |  artificial intelligence

Corporate finance has long been among the early adopters of automation. From Lotus 1-2-3 to robotic process automation (RPA), the field has a history of...

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The Secret Financial Life of Six-Figure Households
The Secret Financial Life of Six-Figure Households
September 10, 2025  |  Consumer Insights

It seems logical: The more income you have, the more you can control your financial life by strategically planning spending and saving and avoiding playing...

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