PYMNTS Intelligence

Why Consumers Choose Pay Later Over Traditional Credit
Why Consumers Choose Pay Later Over Traditional Credit
January 03, 2025  |  BNPL

Pay later plans are transforming how consumers manage their spending and how merchants engage with their customers. And there is a consistent theme: Adoption of...

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90% of FinTechs View Credit Unions as Collaborators, Not Competitors
90% of FinTechs View Credit Unions as Collaborators, Not Competitors
January 03, 2025  |  Credit Unions

In the financial services market, credit unions (CUs) and financial technology (FinTech) companies are moving from rivals to partners. As consumer demand for seamless banking...

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Real-Time Payments Go Big: $10M Limits and Instant APIs Transform Transactions
Real-Time Payments Go Big: $10M Limits and Instant APIs Transform Transactions
January 02, 2025  |  Real-Time Payments

What if high-value payments could move as seamlessly as everyday purchases? That future is closer than ever. With The Clearing House’s RTP® network set to...

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Year-End Data Shows Consumers Pick Credit Cards for Rewards, Debit for Convenience
Year-End Data Shows Consumers Pick Credit Cards for Rewards, Debit for Convenience
January 02, 2025  |  Consumer Payments

Are you seeing the full picture of how consumers are choosing to pay? Consumer behavior is complex, but their payment patterns reveal valuable business opportunities....

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55% of Companies Have Implemented AI-Powered Cybersecurity
55% of Companies Have Implemented AI-Powered Cybersecurity
January 02, 2025  |  Cybersecurity

The share of chief operating officers (COOs) who report that their companies have implemented artificial intelligence (AI)-powered automated cybersecurity management systems has increased threefold since...

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Digital Wallets Go Global, but Local Nuances Remain
Digital Wallets Go Global, but Local Nuances Remain
January 01, 2025  |  Digital Payments

One of the projects we were most proud of at PYMNTS Intelligence was our series produced with Google Wallet on the attitudes toward and usage...

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82% of Mobility Sector Treasurers Believe They Can Boost Cash Flow Predictability
82% of Mobility Sector Treasurers Believe They Can Boost Cash Flow Predictability
January 01, 2025  |  B2B Payments

Companies in the mobility space could enjoy a range of benefits if their treasurers had greater influence and involvement, according to the PYMNTS Intelligence report...

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Real-Time Data, Real-Time Decisions: The CFO’s New Reality
Real-Time Data, Real-Time Decisions: The CFO’s New Reality
January 01, 2025  |  CFO

In an increasingly unpredictable global economy, the roles of chief financial officers (CFOs) and treasurers have evolved beyond traditional bookkeeping and balance sheets. Today, these...

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Paperless Progress Made in Healthcare as Flexible Financing Gains Traction
Paperless Progress Made in Healthcare as Flexible Financing Gains Traction
December 31, 2024  |  Healthcare

Transforming healthcare — in terms of payments efficiencies, so that providers get paid and patients are able to handle the financial responsibilities tied to getting...

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