PYMNTS Intelligence

Credit Unions Find Their Gen Z Edge in Faster Payments

Credit Unions Find Their Gen Z Edge in Faster Payments
Credit Unions Find Their Gen Z Edge in Faster Payments
April 28, 2026  |  Real-Time Payments

Instant payments have shifted from a technological luxury to an existential necessity for traditional financial institutions (FIs). Driven in large part by the demands of...

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43% of Retailers Are Piloting AI Shopping Agents 
43% of Retailers Are Piloting AI Shopping Agents 
April 28, 2026  |  Artificial Intelligence

Agentic artificial intelligence’s first real test in commerce may come not as a flashy shopping tool, but as a trust exercise that could decide who...

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Agentic Commerce Forces a Rethink of Card Infrastructure
Agentic Commerce Forces a Rethink of Card Infrastructure
April 27, 2026  |  Payments Innovation

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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63% of Firms Face Check Fraud as Paper Payments Linger
63% of Firms Face Check Fraud as Paper Payments Linger
April 27, 2026  |  Real-Time Payments

The biggest obstacle to real-time payments adoption may not be fraud, but the fear of fraud. Get the Full Story Complete the form to unlock...

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32% Increased Spending After Using a Credit Card App
32% Increased Spending After Using a Credit Card App
April 24, 2026  |  Consumer Finance

A credit card’s place in a consumer’s wallet is now shaped as much by its app as by its rate, perks or brand, a shift...

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New Data Shows AI Anxiety Moving From the Front Office to the Front Lines
New Data Shows AI Anxiety Moving From the Front Office to the Front Lines
April 24, 2026  |  Consumer Insights

“The Resilience Deficit: Labor Workers in an Automated Economy,” the April 2026 edition of the “Wage to Wallet Index,” is a collaboration between PYMNTS Intelligence,...

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Bots Are Turning Identity Verification Into a Full-Time Job
Bots Are Turning Identity Verification Into a Full-Time Job
April 24, 2026  |  Digital Identity

In the early days of digital commerce, identity verification was a front-door exercise. It represented a necessary, but narrow, checkpoint designed to confirm that a...

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56% of SMBs Want More Flexible Card Programs
56% of SMBs Want More Flexible Card Programs
April 23, 2026  |  SMBs

For small businesses, the next credit story may not be about getting approved. It may be about finding a card that finally works the way...

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