PYMNTS Intelligence

Merchants See a Bigger AI Prize if Consumers Trust the System

Merchants See a Bigger AI Prize if Consumers Trust the System
Merchants See a Bigger AI Prize if Consumers Trust the System
April 23, 2026  |  Artificial Intelligence

Autonomous commerce is no longer a future state. It is already reshaping how consumers spend. Scaling it, new data shows, demands more than capable technology....

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Banks Risk Slowing the Emerging Middle Market Firms Driving Growth
Banks Risk Slowing the Emerging Middle Market Firms Driving Growth
April 22, 2026  |  B2B Payments

Emerging mid-market growth is getting brake-checked, but not just by internal systems. Increasingly, it’s the financial infrastructure and product offerings supporting them. Get the Full...

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50% More Digital Shopping Days Put Parents at the Center of Retail’s Shift
50% More Digital Shopping Days Put Parents at the Center of Retail’s Shift
April 22, 2026  |  Consumer Insights

Busy parents may be giving global digital commerce its clearest growth signal yet. The data makes a strong case for why merchants should pay attention....

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65% Call Insurance Essential. Why Most Spending Isn’t So Clear-Cut 
65% Call Insurance Essential. Why Most Spending Isn’t So Clear-Cut 
April 22, 2026  |  Consumer Insights

Picture two families living four miles apart in the same mid-sized American city. Both earn about $85,000 a year. Both have two kids in elementary...

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Why Community Bank Accounts Must Pass the ‘Everyday Test’
Why Community Bank Accounts Must Pass the ‘Everyday Test’
April 21, 2026  |  Banking

There’s no shortage of issues testing community banks these days. Managing real-time payments, attracting Gen Z and integrating AI are just a few. But there’s...

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Instant Payments Grow but the Real Barrier Is Human
Instant Payments Grow but the Real Barrier Is Human
April 20, 2026  |  Disbursements

“Instant Payments Are Winning. Why Are Some Consumers Still Saying No?”, a collaboration between PYMNTS Intelligence and Ingo Payments, looks at a simple but increasingly important...

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The Old-School Card Product Banks May Need Most
The Old-School Card Product Banks May Need Most
April 20, 2026  |  Credit Cards

Secured credit cards have never had the glamour their more luxury and premium card cousins command. Get the Full Story Complete the form to unlock...

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43% of SMBs Would Pay to Make Purchases in Installments
43% of SMBs Would Pay to Make Purchases in Installments
April 20, 2026  |  SMBs

Small businesses aren’t just shopping for new ways to pay. They’re looking for tools that give them greater control over timing, visibility and day-to-day cash...

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