PYMNTS Intelligence

Fraud Orchestration Puts Merchants Back in Charge

Fraud Orchestration Puts Merchants Back in Charge
Fraud Orchestration Puts Merchants Back in Charge
January 07, 2026  |  Fraud Prevention

For years, fraud prevention lived in the shadows of digital commerce. It was essential, yes, but also costly and largely invisible. Get the Full Story...

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Retailers Prepare for Agent-Driven Shopping at Scale
Retailers Prepare for Agent-Driven Shopping at Scale
January 06, 2026  |  Retail

For most of the 21st century’s eCommerce era, retailers have optimized for a single decision-maker: a human with a screen, a cursor and relatively limited...

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How Credit Unions Became FinTechs’ Best Bet for Scale
How Credit Unions Became FinTechs’ Best Bet for Scale
January 06, 2026  |  Credit Unions

An industry once dominated by national banks is being reshaped as FinTechs turn their attention to smaller institutions, with credit unions emerging as the partnership...

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How Integration Excellence Separates Embedded B2B Finance Winners From Pack
How Integration Excellence Separates Embedded B2B Finance Winners From Pack
January 06, 2026  |  B2B Payments

All technologies ultimately grow up and mature, to the point where their usefulness is all that remains of their initial buzz. That very cycle is...

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47% of Merchants Say False Declines Cost Them Sales
47% of Merchants Say False Declines Cost Them Sales
January 06, 2026  |  Fraud Prevention

Merchants are discovering that fraud is no longer a problem they can solve at checkout alone. It is a systems challenge that runs through every...

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Pay by Bank Gains Take but Card Rewards Keep Loyalty
Pay by Bank Gains Take but Card Rewards Keep Loyalty
January 05, 2026  |  Payment Methods

Pay by bank is no longer an unfamiliar concept in U.S. payments, but it has yet to earn a permanent place in consumers’ daily spending...

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Credit Card Installment Use Rises 46% Since Spring 2025
Credit Card Installment Use Rises 46% Since Spring 2025
January 05, 2026  |  Payment Methods

Pay Later has stopped being a seasonal convenience and started to look like a standing line item in how many households manage money. Get the...

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Payroll Data Is Becoming a New Signal for the Financial System
Payroll Data Is Becoming a New Signal for the Financial System
January 05, 2026  |  Payroll

For decades, payroll has been treated as administrative plumbing — essential, regulated and largely invisible. It is something companies do every two weeks, employees fret...

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