PYMNTS Intelligence

38% of Credit Union Members Want BNPL From Their FI

38% of Credit Union Members Want BNPL From Their FI
38% of Credit Union Members Want BNPL From Their FI
April 10, 2026  |  Credit Unions

Credit unions have a fresh opening in buy now, pay later (BNPL), and it is less about launching another loan product than helping members make...

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Consumers Spend Through the Squeeze as Income Slips
Consumers Spend Through the Squeeze as Income Slips
April 09, 2026  |  Economy

Household spending is still advancing, but income isn’t keeping up anymore. The latest economic data and PYMNTS Intelligence reporting show households continuing to transact and...

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The Battle for AI Isn’t About Models. It’s About Habits
The Battle for AI Isn’t About Models. It’s About Habits
April 09, 2026  |  Artificial Intelligence

Think about how you shop. Not how you used to shop, but how you actually shop now. You probably do most of it on Amazon....

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68% of Banks Increase Fraud Defense Spending as Account Takeovers Spike
68% of Banks Increase Fraud Defense Spending as Account Takeovers Spike
April 09, 2026  |  Fraud Prevention

Banks are learning that fraud defense is no longer just about stopping losses after the fact. The bigger shift in the latest data is that...

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FBI Warns: Internal Risk May Outpace Cyber Threats
FBI Warns: Internal Risk May Outpace Cyber Threats
April 08, 2026  |  CFO

The greatest enemy of operational uncertainty is the enterprise technology that promises to streamline, optimize and automate it away. Get the Full Story Complete the...

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Pay Later Moves Upstream as Stripe and Cash App Expand Credit
Pay Later Moves Upstream as Stripe and Cash App Expand Credit
April 08, 2026  |  Payment Methods

Paying over time remains one of the most durable behaviors in commerce.  The delivery systems of paying over time are moving away from simply surfacing...

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The Emerging Middle-Market Growth Story Has a Cash Flow Problem
The Emerging Middle-Market Growth Story Has a Cash Flow Problem
April 08, 2026  |  Business

“The Emerging Middle Market: When Operational Complexity Grows Faster Than Financial Infrastructure” is a collaboration between PYMNTS Intelligence and i2c. This report examines a part...

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Executives Blame Internal Chaos for Enterprise AI Gaps
Executives Blame Internal Chaos for Enterprise AI Gaps
April 08, 2026  |  Artificial Intelligence

For large businesses, artificial intelligence promises to serve as a path to increased productivity and bigger profits. But C-suites are often pushing for transformational AI...

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