Subprime consumers are navigating the credit markets through a mix of installments, informal borrowing and carefully managed payment behavior that traditional scoring models do not...
Agentic artificial intelligence may soon test the weakest point in a company’s identity system, but PYMNTS Intelligence data suggest the strongest defense may be a...
A collaboration between PYMNTS Intelligence and Mastercard, “The Cross-Border Opportunity: What Global Sourcing by US SMBs Means for Payment Providers” examines how U.S. small- to medium-sized...
The buy now, pay later (BNPL) disruption story may have been misunderstood from the beginning. Get the Full Story Complete the form to unlock this...
Younger generations are no longer a future growth segment for credit unions. They are an active, demanding customer base whose expectations around payments are shaping...
Every company says AI is a priority. Budgets are going up. Executive buy-in is strong. So why does scaling feel so hard for so many...
Change is endemic to payments. But that doesn’t mean legacy environments can always keep up. Get the Full Story Complete the form to unlock this...
The next fight for consumer loyalty may start before checkout, when shoppers are still deciding what belongs in the cart. Get the Full Story Complete...