PYMNTS Intelligence

15-Point Confidence Gap Splits High- and Low-Income Consumers

15-Point Confidence Gap Splits High- and Low-Income Consumers
15-Point Confidence Gap Splits High- and Low-Income Consumers
April 08, 2026  |  Consumer Insights

The new divide in consumer confidence is not whether Americans feel good about the economy, but whether they have enough income to turn that confidence...

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6 in 10 Banks Turn to Payments Hubs to Speed Money Movement
6 in 10 Banks Turn to Payments Hubs to Speed Money Movement
April 07, 2026  |  Payments Innovation

Banks may find that the next phase of payments competition is less about adding new rails and more about making all rails feel like one...

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For Small Businesses, Slow Money Is Expensive Money
For Small Businesses, Slow Money Is Expensive Money
April 07, 2026  |  Real-Time Payments

For many small- to medium-sized businesses (SMBs), financial health is not determined solely by total revenue, but by the precise timing of that revenue’s arrival....

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Wage Divide Widens as Many Delay Medical Care to Cover Essentials
Wage Divide Widens as Many Delay Medical Care to Cover Essentials
April 07, 2026  |  Consumer Finance

The dividing line in today’s consumer economy is no longer employment itself. It is how workers experience liquidity. Get the Full Story Complete the form...

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42% of CFOs Express Interest in Stablecoins as Payments Use Cases Grow
42% of CFOs Express Interest in Stablecoins as Payments Use Cases Grow
April 06, 2026  |  Blockchain

A growing number of CFOs are taking a closer look at stablecoins, as practical tools for moving money. Get the Full Story Complete the form...

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Cash Beats Yields as Consumers Prioritize Access to Funds
Cash Beats Yields as Consumers Prioritize Access to Funds
April 03, 2026  |  Cash

The certainty that money is available when needed has become a defining concern for households. Get the Full Story Complete the form to unlock this...

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The New Power Broker in Consumer Decisions Is AI
The New Power Broker in Consumer Decisions Is AI
April 03, 2026  |  Artificial Intelligence

The history of technology is littered with winners and losers. The winners typically have at least one thing in common: they were able to control...

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90% of Top Credit Unions Win SMB Loyalty With Digital Payments Tools
90% of Top Credit Unions Win SMB Loyalty With Digital Payments Tools
April 03, 2026  |  Credit Unions

A growing share of small businesses are not leaving credit unions yet, but they are preparing to. Get the Full Story Complete the form to...

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