PYMNTS Intelligence

Why Gen Z Uses BNPL and Installments Differently

Why Gen Z Uses BNPL and Installments Differently
Why Gen Z Uses BNPL and Installments Differently
April 03, 2026  |  Payment Methods

Consumers are no longer choosing how to pay based on habit or loyalty. They are selecting financial tools with a specific outcome in mind at...

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What People Actually Want From AI
What People Actually Want From AI
April 02, 2026  |  Artificial Intelligence

The artificial intelligence industry spends considerable energy debating what models can do. Anthropic asked a different question: What do people actually want them to do?...

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Real-Time Payments Ease the Squeeze on Workers and Small Firms
Real-Time Payments Ease the Squeeze on Workers and Small Firms
April 02, 2026  |  Real-Time Payments

Real-time payments are moving from a technical upgrade to altering how money is actually experienced, managed and valued across the economy. Get the Full Story...

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86% of Companies Say Embedded Finance Boosts Financial Performance
86% of Companies Say Embedded Finance Boosts Financial Performance
April 02, 2026  |  Payments Innovation

A year ago, embedded finance was often framed as a feature. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Liberation Day May Be a Year Old but the Uncertainty Isn’t
Liberation Day May Be a Year Old but the Uncertainty Isn’t
April 01, 2026  |  Economy

One year after the Trump Administration’s Liberation Day tariff announcements, 12 months have established a clear pattern for middle-market firms.  A policy shock has evolved...

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Why Speed Alone Isn’t Enough in Payouts
Why Speed Alone Isn’t Enough in Payouts
April 01, 2026  |  Disbursements

“The Preference Match Imperative: Aligning Payout Delivery With Recipient Expectations,” a PYMNTS Intelligence and Ingo Payments collaboration, examines a simple yet increasingly important issue in...

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72% of Gen Z Feels Financial Strain and Credit Unions See an Opening
72% of Gen Z Feels Financial Strain and Credit Unions See an Opening
April 01, 2026  |  Credit Unions

A recent PYMNTS Intelligence report suggests that the biggest opening for credit unions with Gen Z may not be basic digital access, but the chance...

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Virtual Cards Bring Flexibility to SMB Payments Stuck in the Past
Virtual Cards Bring Flexibility to SMB Payments Stuck in the Past
March 31, 2026  |  SMBs

Business payments are poised for modernization as the entrenched position of cash and checks will be whittled down by digital, flexibility methods of small business...

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