PYMNTS Intelligence

Fed Data Finds Consumers Want More Credit but Not More Cards

Fed Data Finds Consumers Want More Credit but Not More Cards
Fed Data Finds Consumers Want More Credit but Not More Cards
November 17, 2025  |  Consumer Finance

A tightening credit backdrop is changing how Americans think about credit cards, from whether to apply for a new account to how often to ask...

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Slow Claims Payouts Push Insurance Policyholders to Switch Carriers
Slow Claims Payouts Push Insurance Policyholders to Switch Carriers
November 17, 2025  |  Insurance

Insurance once sold peace of mind. Today, peace of mind arrives in milliseconds—or not at all. When policyholders file a claim, they are not benchmarking...

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Scammers Target Holiday Shoppers Through Fake Marketplaces, Identity Gaps
Scammers Target Holiday Shoppers Through Fake Marketplaces, Identity Gaps
November 13, 2025  |  Security & Fraud

Scams are everywhere, and the rising tide of fraudulent schemes is now hitting consumers across all age and income brackets. According to joint research from...

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Here Are the Five Reasons Consumers Want Credit Line Increases
Here Are the Five Reasons Consumers Want Credit Line Increases
November 13, 2025  |  Credit Cards

Credit has become the cushion many consumers need to handle daily expenses and unexpected costs. Get the Full Story Complete the form to unlock this...

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Compliance Becomes the New Competitive Edge in Embedded Finance
Compliance Becomes the New Competitive Edge in Embedded Finance
November 13, 2025  |  Retail

“Retailers Expand Embedded Finance to Unlock Control and Customization,” a collaboration between PYMNTS Intelligence and Marqeta, explores how retailers are transforming payments from a back-end...

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Top Issuers See Flex Credentials as Strategy to Stop Churn
Top Issuers See Flex Credentials as Strategy to Stop Churn
November 13, 2025  |  Payments Innovation

Even the most successful card issuers cannot rest on their laurels. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Labor Economy Workers Remain Resilient Despite Higher Costs
Labor Economy Workers Remain Resilient Despite Higher Costs
November 12, 2025  |  Consumer Insights

PYMNTS Intelligence has documented that the Labor Economy remains central to U.S. growth, acting as a contributor to GDP, job creation and retail demand. The Labor...

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Instant Payouts Turn One-Time Users Into Lifelong Loyalists
Instant Payouts Turn One-Time Users Into Lifelong Loyalists
November 12, 2025  |  Disbursements

“From Fast to Sticky: Why Instant Payouts Win Repeat Customers,” a collaboration between PYMNTS Intelligence and Ingo Payments, reveals how the speed and affordability of payouts...

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CFOs and Treasurers Turn to AI to Tame Cash Volatility
CFOs and Treasurers Turn to AI to Tame Cash Volatility
November 11, 2025  |  Working Capital

Working capital, pulsing through receivables, payables and inventory, has always been the bloodstream of enterprise health. For generations, CFOs managed that flow through experience and...

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