PYMNTS Study

Why the DIY KYC Model Is Facing a Fraud Reality Check

Why the DIY KYC Model Is Facing a Fraud Reality Check
Why the DIY KYC Model Is Facing a Fraud Reality Check
May 14, 2026  |  Digital Identity

A collaboration between PYMNTS Intelligence and Trulioo, “Built or Bought: How KYC/KYB Ownership Shapes Risk, Cost and Growth” examines how companies’ choices about identity verification...

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Report Shows Real-Time Payments Promise CFOs More Than Speed
Report Shows Real-Time Payments Promise CFOs More Than Speed
May 14, 2026  |  Real-Time Payments

“Ready and Willing: B2B Payments Are Headed for Real-Time Rails. Here’s How They’re Getting There” is a collaboration between PYMNTS Intelligence and The Clearing House....

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Report Finds AI Is Widening the Issuer Performance Gap
Report Finds AI Is Widening the Issuer Performance Gap
May 13, 2026  |  Credit Cards

Customer lifetime value (CLTV) has long been seen as something that naturally grows as card issuers add more customers and launch more products. But this...

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24% of Bank CEOs Put AI Cybersecurity First
24% of Bank CEOs Put AI Cybersecurity First
May 13, 2026  |  Cybersecurity

Embedded payments are forcing businesses to rethink fraud prevention as a design challenge, not just a cleanup job after something goes wrong. Get the Full...

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Podcast: AI Training Gap Scares the Wrong Workers
Podcast: AI Training Gap Scares the Wrong Workers
May 12, 2026  |  Artificial Intelligence

Here’s the paradox nobody’s talking about in the AI-and-jobs debate. The workers most afraid of being replaced are the ones least likely to be. Get...

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More Than Two-Thirds of Boomers Still Sit Outside AI’s Reach
More Than Two-Thirds of Boomers Still Sit Outside AI’s Reach
May 08, 2026  |  Artificial Intelligence

Forget the robot concierge. Consumers are warming up to artificial intelligence one mundane errand at a time, and that may be exactly the point. Get...

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34% of CFOs Say Productivity Is the Top Reason for AI Adoption
34% of CFOs Say Productivity Is the Top Reason for AI Adoption
May 08, 2026  |  Artificial Intelligence

The real story in artificial intelligence is not adoption, but how unevenly companies are learning to live with it. Get the Full Story Complete the...

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Who Is the Subprime Consumer?
Who Is the Subprime Consumer?
May 07, 2026  |  Consumer Insights

Subprime consumers are often viewed through a narrow credit-risk lens. PYMNTS Intelligence’s “Who Is the Subprime Consumer? A Behavioral Profile” shows a different picture: a...

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