PYMNTS Study

88% of Banks Report Strong ROI With Instant Business Payments

88% of Banks Report Strong ROI With Instant Business Payments
88% of Banks Report Strong ROI With Instant Business Payments
July 13, 2026  |  Real-Time Payments

Business clients don’t want to hear that the payment is “in process.” They want to know that the money was moved, the supplier was paid...

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Three-Quarters of Financial Firms See Identity Inconsistencies
Three-Quarters of Financial Firms See Identity Inconsistencies
July 10, 2026  |  Authentication

Digital revenue has turned identity verification from a back-office control into a front-door growth issue for financial services firms. Get the Full Story Complete the...

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New Data Shows Why One Consumer Economy Has Become Three
New Data Shows Why One Consumer Economy Has Become Three
July 10, 2026  |  Consumer Insights

Consumer spending has become less about confidence and more about financial capacity, and that shift is giving banks and payments providers a clearer map of...

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Study Finds AI Must Earn the Right to Move Money
Study Finds AI Must Earn the Right to Move Money
July 10, 2026  |  Artificial Intelligence

Enterprise artificial intelligence promises nearly as many different business outcomes as there are businesses themselves. It comes as little surprise, then, that the AI race...

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BNPL Boosts Basket Size When Shoppers See It Early
BNPL Boosts Basket Size When Shoppers See It Early
July 09, 2026  |  BNPL

Buy now, pay later has moved well beyond its original role as an alternative payment method at checkout. It is shaping how retailers present products,...

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Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
July 09, 2026  |  Credit Unions

If you run a credit union, you’ve already won the hard part. Sixty-one percent of your members consider you their primary financial institution, and 87%...

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42% of Issuers Say AI Has Cut Fraud Losses by at Least $5 Million
42% of Issuers Say AI Has Cut Fraud Losses by at Least $5 Million
July 08, 2026  |  Fraud Prevention

Payments used to be judged by whether they moved money quickly. Now they are judged by how well they make decisions before, during and after...

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84% of Cross-Border Shoppers Say One-Click Checkout Influences Merchant Choice
84% of Cross-Border Shoppers Say One-Click Checkout Influences Merchant Choice
July 07, 2026  |  eCommerce

For merchants looking overseas for growth, the fastest route may run straight through the checkout page. Get the Full Story Complete the form to unlock...

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