PYMNTS Study

Why Income Gains Don’t Always Boost Spending

Why Income Gains Don’t Always Boost Spending
Why Income Gains Don’t Always Boost Spending
March 03, 2026  |  Consumer Insights

As the PYMNTS audience saw in Monday’s newsletter (March 2) there’s some wisdom to be gleaned from crowds. Get the Full Story Complete the form...

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One-Third of Millennials Now Rely on Gig Payments and Tips as Primary Income
One-Third of Millennials Now Rely on Gig Payments and Tips as Primary Income
February 27, 2026  |  Gig Economy

Nearly one-third of millennials depend on transactional payouts from gig work and tips as their main source of income, replacing traditional paychecks with a piecemeal...

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Online Retail Jumps 13% Year Over Year as Shoppers Hunt for Value
Online Retail Jumps 13% Year Over Year as Shoppers Hunt for Value
February 26, 2026  |  eCommerce

Financial stress is no longer just shaping what Americans buy. It is reshaping how they pay. Get the Full Story Complete the form to unlock...

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Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
February 25, 2026  |  SMBs

Small to mid-sized businesses (SMBs) are approaching a practical turning point in how they pay. Cash and checks still play an outsized role in day-to-day...

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Nearly Half of Shoppers Used Mobile for Their Latest Retail Purchase
Nearly Half of Shoppers Used Mobile for Their Latest Retail Purchase
February 24, 2026  |  Mobile Commerce

The smartphone is no longer just a shopping tool. It has become the storefront. Get the Full Story Complete the form to unlock this article...

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Middle-Market Confidence Splits in 2026 as Tariffs and Supply Chains Weigh on High-Uncertainty Firms
Middle-Market Confidence Splits in 2026 as Tariffs and Supply Chains Weigh on High-Uncertainty Firms
February 20, 2026  |  Economy

Uncertainty is no longer a background condition for middle-market firms. It is now a measurable cost center. Get the Full Story Complete the form to...

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Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
February 20, 2026  |  Consumer Insights

Job security may be improving across the U.S. workforce, but financial confidence tells a more divided story. “Wage to Wallet™ Index: Side Work Patterns in...

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Billion-Dollar Firms Swap AI Hype With Long-Term Capital Discipline, Data Shows
Billion-Dollar Firms Swap AI Hype With Long-Term Capital Discipline, Data Shows
February 19, 2026  |  Artificial Intelligence

Hype can go hand in hand with immediacy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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