PYMNTS Study

Workers Face Cash Gaps While Earned Wage Access Sits Unused

Workers Face Cash Gaps While Earned Wage Access Sits Unused
Workers Face Cash Gaps While Earned Wage Access Sits Unused
July 07, 2026  |  Consumer Finance

Earned wage access has largely solved the question of availability. The remaining challenge is persuading workers that it deserves a place in their regular financial...

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36% of Small Businesses Turn to FinTechs for Cross-Border Payments
36% of Small Businesses Turn to FinTechs for Cross-Border Payments
July 03, 2026  |  Cross-border Payments

For small businesses buying goods overseas, choosing a payment provider is becoming less about habit and more about finding the right tool for the job....

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42% of Issuers Say Fraud and Disputes Are Driving Up Costs
42% of Issuers Say Fraud and Disputes Are Driving Up Costs
July 02, 2026  |  Fraud Prevention

Fraud used to sit in the back office. Now it has a front-row seat in the issuer growth strategy. Every blocked purchase, failed dispute or...

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Small Businesses Inherit Big Business Money Problems
Small Businesses Inherit Big Business Money Problems
July 01, 2026  |  SMBs

Large corporations and small businesses aren’t the same. The most obvious difference is sheer scale, but the knock-on effects of that scale have effectively erected...

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51% of BNPL Users Use It Because They Have To
51% of BNPL Users Use It Because They Have To
July 01, 2026  |  BNPL

The next stage of Pay Later may look less like a single checkout button and more like a credit menu built for different kinds of buyers. Get...

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Household Bills Turn Optimism Into Deferred Purchases
Household Bills Turn Optimism Into Deferred Purchases
June 30, 2026  |  Consumer Insights

Consumers still have a strong appetite to spend, but many have lost the room in their budgets to act on it. New PYMNTS Intelligence research...

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53% of Bankers Say Security Drives Real-Time Payments
53% of Bankers Say Security Drives Real-Time Payments
June 29, 2026  |  Real-Time Payments

Real-time payments are starting to look less like a faster delivery truck and more like a digital receipt that arrives before anyone has to ask...

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How Pain at the Pump Just Became a Staffing Problem
How Pain at the Pump Just Became a Staffing Problem
June 26, 2026  |  Consumer Insights

The shift isn’t worth the drive, and workers are doing the math. “When the Drive Isn’t Worth the Pay: How Fuel Costs Reshape Who Can...

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