PYMNTS Study

38% of Millennials Pay Out of Pocket for Healthcare

38% of Millennials Pay Out of Pocket for Healthcare
38% of Millennials Pay Out of Pocket for Healthcare
March 18, 2026  |  Healthcare

Healthcare costs are hitting the youngest adults hardest, turning even routine care into a budget decision for Americans who, on paper, should need the least...

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75% of Consumers Say Inflation Coping Strategies Aren’t Working
75% of Consumers Say Inflation Coping Strategies Aren’t Working
March 17, 2026  |  Consumer Insights

Young consumers in the United States are doing more than ever to stay afloat, but new data shows that effort alone is no longer restoring...

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Consumers Judge Payouts by When the Money Lands
Consumers Judge Payouts by When the Money Lands
March 16, 2026  |  Disbursements

For much of modern banking history, waiting several days for money to arrive was treated as routine. That assumption is eroding. Get the Full Story...

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Embedded Payments Help Travel Platforms Close More Bookings
Embedded Payments Help Travel Platforms Close More Bookings
March 13, 2026  |  Platform Payments

“Travel Firms Embrace Embedded Wallets to Boost Revenue and Conversion” is a collaboration between PYMNTS Intelligence and Marqeta. This data brief explores how embedded finance...

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Introducing the ‘Know Your Agent’ Framework for the Age of Agentic Commerce
Introducing the ‘Know Your Agent’ Framework for the Age of Agentic Commerce
March 12, 2026  |  Digital Identity

As digital commerce becomes increasingly automated, enterprises face a new identity challenge: distinguishing legitimate AI agents acting on behalf of customers from malicious bots designed...

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47% of Merchants Report False Declines Cost Them Sales
47% of Merchants Report False Declines Cost Them Sales
March 11, 2026  |  Fraud Prevention

Fraud prevention is no longer about stopping a single bad transaction. It is about managing risk across an entire payment journey without driving away legitimate...

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