PYMNTS Study

45% of Executives Say Uncertainty Has Led to Diminished Profits
45% of Executives Say Uncertainty Has Led to Diminished Profits
March 04, 2025  |  Business

Middle-market companies are confronted with a volatile business environment that challenges their ability to make informed decisions and maintain competitive positions. According to the PYMNTS...

READ MORE >
75% of Financially Pressured Consumers Turn to Pay Later Plans
75% of Financially Pressured Consumers Turn to Pay Later Plans
March 03, 2025  |  Buy Now Pay Later

The use of pay later plans has grown as consumers seek more flexible payment options. The PYMNTS Intelligence eBook “10 Impact Statements: The 2024 Pay...

READ MORE >
Two-Thirds of Consumers Say They Need Their Next Paycheck to Pay the Bills
Two-Thirds of Consumers Say They Need Their Next Paycheck to Pay the Bills
February 26, 2025  |  Consumer Insights

In the fourth quarter of 2024, increased economic pressures continued to affect households in the United States. With inflation at 2.9% by December, 65% of...

READ MORE >
CFOs Give External GenAI Data the Cold Shoulder, at Least for Now
CFOs Give External GenAI Data the Cold Shoulder, at Least for Now
February 26, 2025  |  Artificial Intelligence

If there’s a cornerstone of the finance function, it’s trust but verify. In boardrooms across corporate America, finance chiefs are getting comfortable with artificial intelligence,...

READ MORE >
Treasurers in Transportation and Logistics Struggle for Recognition
Treasurers in Transportation and Logistics Struggle for Recognition
February 25, 2025  |  Consumer Finance

Treasurers are vital in transportation and logistics companies, managing liquidity and influencing financial health. But how often do companies underuse their expertise due to limited interdepartmental...

READ MORE >
The 2024/2025 Working Capital Industry Factbook
The 2024/2025 Working Capital Industry Factbook
February 24, 2025  |  VISA

In an era where strategic financial maneuvering can make or break a company, a new report provides a breakdown of how growth corporates leverage working...

READ MORE >
The World Tour: How Working Capital Is Impacting Eight Global Industries
The World Tour: How Working Capital Is Impacting Eight Global Industries
February 24, 2025  |  Working Capital

Suppose a construction company in Singapore that’s juggling projects from high-rise apartments to infrastructure development is feeling the pinch of rising interest rates and unpredictable...

READ MORE >
Decoding the Connected Consumer: Personas, Preferences and Payment Strategies
Decoding the Connected Consumer: Personas, Preferences and Payment Strategies
February 21, 2025  |  Connected Economy

The way consumers pay continues to change, and it’s all thanks to the ever-expanding universe of connected devices. A new PYMNTS report, “How People Pay:...

READ MORE >
Visa Launches New Tool to Benchmark Middle-Market Working Capital Efficiency
Visa Launches New Tool to Benchmark Middle-Market Working Capital Efficiency
February 20, 2025  |  Loans

For the past two years, PYMNTS Intelligence and Visa have explored the strategies and challenges facing Growth Corporates. These middle-market firms generate annual revenues between...

READ MORE >