PYMNTS Study

How’s Recovery? It Depends on Where You Live
How’s Recovery? It Depends on Where You Live
December 28, 2021  |  Coronavirus

What does the rate of post-pandemic growth look like? It might depend on who you ask. More to the point, it might depend on where...

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New Data: 15% of Receivables Are Late
New Data: 15% of Receivables Are Late
December 28, 2021  |  B2B Payments

Firms making domestic and international business-to-business (B2B) payments face many challenges as they craft seamless order-to-cash (O2C) processes. The primary issue is information management; they...

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How APIs Improve Consumer Experience 
How APIs Improve Consumer Experience 
December 28, 2021  |  API

In the competitive world of the payments sector, a number of leading companies are leveraging APIs (application payment interfaces) to improve consumer experiences.  Get the...

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75% of Acquiring Banks Now Use Artificial Intelligence to Detect Card Transaction Fraud
75% of Acquiring Banks Now Use Artificial Intelligence to Detect Card Transaction Fraud
December 28, 2021  |  Artificial Intelligence

Acquiring banks are under intense pressure to process transactions efficiently while detecting and preventing fraud attempts. That’s a growing challenge due to recent increases in both...

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PYMNTS’ Disbursement Tracker: Paper Checks Aren’t Going Away Yet
PYMNTS’ Disbursement Tracker: Paper Checks Aren’t Going Away Yet
December 27, 2021  |  Disbursements

As much as we’d like to think the day of writing and mailing checks to pay bills is over — or even close to being...

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91% of UK SMBs Trust Their FIs But Still Face Banking Challenges
91% of UK SMBs Trust Their FIs But Still Face Banking Challenges
December 27, 2021  |  SMBs

Despite the pandemic’s impacts, small and medium-sized businesses (SMBs) continued to grow in the last year, with 32% more SMBs formed in 2020 than in...

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42% of Cross-Border Firms Use Blockchain-Based Smart Contracts That Trigger Payment 
42% of Cross-Border Firms Use Blockchain-Based Smart Contracts That Trigger Payment 
December 23, 2021  |  Blockchain

Decentralized finance solutions have transformed the payments landscape, presenting a new vista of possibilities for seamless cross-border expansion for multinationals and businesses aspiring to launch...

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US Multinational Businesses Wait 53% Longer to Receive Cross-Border Payments Than Domestic Payments
US Multinational Businesses Wait 53% Longer to Receive Cross-Border Payments Than Domestic Payments
December 22, 2021  |  B2B Payments

Global eCommerce activity has surged over the past year, presenting prime growth opportunities for enterprises. These opportunities come with several challenges, however. Enterprises must meet cross-border...

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21% of US Consumers Are Interested in Using BNPL to Pay for Groceries
21% of US Consumers Are Interested in Using BNPL to Pay for Groceries
December 22, 2021  |  Buy Now Pay Later

More retailers are making a buy now, pay later (BNPL) option available at checkout, as they are finding that the increasingly popular payment method allows...

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