PYMNTS Study

Trust Beats Features in the Next Phase of Embedded Finance
Trust Beats Features in the Next Phase of Embedded Finance
October 29, 2025  |  eCommerce

Embedded finance has evolved from an emerging trend into a defining force behind marketplace success. Get the Full Story Complete the form to unlock this...

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More Than Half of Retailers Now Use AI to Catch Fraudsters
More Than Half of Retailers Now Use AI to Catch Fraudsters
October 29, 2025  |  Security & Fraud

The holiday season is the most lucrative and perilous time of the year for retailers. Get the Full Story Complete the form to unlock this...

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Instant Pay Turns Every Payout Into a Loyalty Opportunity
Instant Pay Turns Every Payout Into a Loyalty Opportunity
October 28, 2025  |  Money Mobility

In the instant economy, how fast money moves determines how people work, spend and stay loyal. The new “Money Mobility Ecosystem: Meeting Recipient Expectations in...

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82% of SMBs See Smooth Sailing, Even as Cash Flow Wavers
82% of SMBs See Smooth Sailing, Even as Cash Flow Wavers
October 28, 2025  |  SMBs

Most Main Street firms say they’ll make it through the next two years, but data suggest that optimism might be running ahead of reality. Get...

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The Fragile Backbone of the US Economy: Inside the Labor Economy
The Fragile Backbone of the US Economy: Inside the Labor Economy
October 27, 2025  |  Consumer Finance

The “Wage to Wallet™ Index: Measuring the Labor Economy’s Impact on U.S. Financial and Economic Health,” a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments,...

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CFOs Race the Clock as ‘Time to Cash™’ Becomes the New KPI
CFOs Race the Clock as ‘Time to Cash™’ Becomes the New KPI
October 24, 2025  |  Spend Management

The clock on cash flow is ticking. The countdown to liquidity is defining who wins and who falls behind in the real-time economy. Get the...

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The $95B Wake-Up Call: ‘Good Enough’ Digital Identity Is Costing Firms Growth
The $95B Wake-Up Call: ‘Good Enough’ Digital Identity Is Costing Firms Growth
October 23, 2025  |  Cybersecurity

In an era where artificial intelligence-driven bots and digital agents are rewriting the rules of commerce, many companies still believe their identity verification systems are...

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Only 21% of Consumers Created a Budget Last Year
Only 21% of Consumers Created a Budget Last Year
October 23, 2025  |  Consumer Finance

Consumers in the United States may be strapped, but not everyone feels the same financial strain. The difference often comes down to how they budget....

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Embedded Finance Crosses the Tipping Point
Embedded Finance Crosses the Tipping Point
October 21, 2025  |  Payments Innovation

Embedded finance is no longer a trend. It’s the next competitive frontier. Get the Full Story Complete the form to unlock this article and enjoy...

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