Bank Loans news and trends

Bank Liquidity May Be Squeezed by Drop in Loan Market Value
Digital-First Banking // April 07, 2023

Banks’ market-value losses on loans have reportedly been rising along with interest rates. Ninety-seven percent of a sample of publicly traded United States banks reported that their loans’ market value was less than their balance-sheet amount as of Dec. 31, 2022, the Wall Street Journal...

SVB Collapse Raises Knotty Questions About the Overseers and the Overlooked
Regulation // March 22, 2023

Hindsight is always 20/20 — and, in the rearview mirror, the Silicon Valley Bank collapse was obvious to see. Big bank. Dominant player/big fish in a relatively small pond. That pond, of course, was the tech industry, and in fact, SVB was a lifeline of...

Wirecard’s End Appears To Begin In China
Security & Fraud // June 22, 2020

For Wirecard, does the end start in China? It’s well known by now that roughly $2 billion is unaccounted for in a story that continues to unfold with the German payments processing company at the center.  Just where the money went, if it was ever there...

BoE Gov Says Crypto Could Slow Bank Loans
Banking // February 28, 2020

The Deputy Governor of the Bank of England (BoE), Jon Cunliffe, said on Friday (Feb. 28) that digital currencies could potentially dry up lending for banks and affect the economy as a whole, according to a report by Reuters. Many central banks around the globe...

Interviews & Exclusives
As Banks Tighten Lending, Are Private and Alternative Credit Channels Gaining Ground?

February 05, 2024
The banks continue to tighten, the traditional channels are tougher to navigate in the commercial lending space. And against a backdrop where smaller firms are still seeking credit as we enter the second month of the year, that gives renewed opportunity for alternative providers and the private credit markets. As noted in the Federal Reserve’s January […]

SVB Collapse Raises Knotty Questions About the Overseers and the Overlooked

March 22, 2023
Hindsight is always 20/20 — and, in the rearview mirror, the Silicon Valley Bank collapse was obvious to see. Big bank. Dominant player/big fish in a relatively small pond. That...

Quick Reads
Bank Liquidity May Be Squeezed by Drop in Loan Market Value

April 07, 2023
Banks’ market-value losses on loans have reportedly been rising along with interest rates. Ninety-seven percent of a sample of publicly traded United States banks reported that their loans’ market value was less than their balance-sheet amount as of Dec. 31, 2022, the Wall Street Journal (WSJ) reported Friday (April 7). The declines have been driven by rising […]

BoE Gov Says Crypto Could Slow Bank Loans

February 28, 2020
The Deputy Governor of the Bank of England (BoE), Jon Cunliffe, said on Friday (Feb. 28) that digital currencies could potentially dry up lending for banks and affect the economy...

FSB Says Higher Bank Capital Requirements Will Remain

June 07, 2019
Europe’s Financial Stability Board (FSB) said on Friday (June 7) that higher bank capital requirements, which were put on the books during the financial crisis, will remain. Reuters, citing the...

Fed, OCC, FDIC: US Bank Loan Risk On The Decline

January 25, 2019
For big bank loans taken out before April of 2018, prospects of repayment are good, federal banking regulators said on Friday (Jan. 25). However, the portion of loans owed by...