Credit Scoring news and trends

Banks and FinTechs Watch as Regulators Redraw Data Rules
Data & Research // May 18, 2026

For years, the debate about data and market power has lived mostly in antitrust courts and academic journals. That changes when AI enters the picture. A new analysis from the European Commission’s Joint Research Centre puts a sharper edge on a question the banking and...

TransUnion to Acquire Mobile Division of RealNetworks
Partnerships // February 02, 2026

TransUnion plans to continue extending its business by acquiring the mobile division of RealNetworks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Nova Credit Makes the Case for a Real-Time Credit Bureau
Consumer Finance // October 27, 2025

Watch more: Need To Know, Nova Credit, Misha Esipov Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Equifax Targets Fraud Amid 13% Jump in Mortgage Revenue
Earnings // October 21, 2025

Equifax is preparing to launch new fraud prevention tools amid an uptick in mortgage revenues. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
The Housing Market Hands More Decisions to AI

July 20, 2026
For most of the history of consumer credit, the loan decision sat with a human. That model is changing. This week in the Prompt Economy™ AI agents are now handling document review, credit scoring, risk assessment and borrower communication autonomously, compressing timelines and extending credit to borrowers that traditional systems could not reach. Get the […]

Banks and FinTechs Watch as Regulators Redraw Data Rules

May 18, 2026
For years, the debate about data and market power has lived mostly in antitrust courts and academic journals. That changes when AI enters the picture. A new analysis from the...

Nova Credit Makes the Case for a Real-Time Credit Bureau

October 27, 2025
Watch more: Need To Know, Nova Credit, Misha Esipov Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Plaid CEO Says Its Next Five Years Will Look a Lot Different Than the Last...

June 23, 2025
Watch more: From Infrastructure to Analytics: The Plaid Playbook Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Quick Reads
TransUnion to Acquire Mobile Division of RealNetworks

February 02, 2026
TransUnion plans to continue extending its business by acquiring the mobile division of RealNetworks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]

Equifax Targets Fraud Amid 13% Jump in Mortgage Revenue

October 21, 2025
Equifax is preparing to launch new fraud prevention tools amid an uptick in mortgage revenues. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

FICO Announces Plan to Add BNPL to Credit Score Calculations

February 04, 2025
Following a joint study with buy now, pay later (BNPL) firm Affirm, FICO has said that it is planning to add BNPL data to its credit score analysis. Get the...

FICO’s Resilience Index Predicts Borrowers’ Risk During Economic Uncertainty

June 29, 2020
In an effort to keep credit flowing amid uncertain economic conditions, FICO has unveiled its FICO Resilience Index. The tool is meant to complement the FICO Score and allow lenders to...