Independent Community Bankers Of America news and trends

Smaller Banks Warn of ‘Significant Impact’ From CFPB’s Proposed Overdraft Fee Regulation
Bank Regulation // January 04, 2024

The calendar has barely turned to a new year — and the Consumer Financial Protection Bureau (CFPB) has already had a fair share of criticism. The most recent volley against the Bureau came Wednesday (Jan. 3), as the American Bankers Association, in tandem with the...

An Insider on Why Community Banks Must Help SMBs Navigate Technology
Digital-First Banking // January 16, 2023

An interview with Charles Potts, chief innovation officer at the Independent Community Bankers of America (ICBA), about the ways the organization is helping community banks access disruptive financial technologies to better serve SMBs.  — For his role with the ICBA, Potts works closely with community...

Community Banks Give Small Businesses Big Business Tools to Run Their Business
Digital-First Banking // January 13, 2023

Inflation is a major challenge for small to midsized businesses (SMBs) in the United States, where 40% are concerned about rising interest rates and 7 in 10 are addressing it by raising prices. These conditions have SMBs on the hunt for working capital to execute...

ICBA Bancard Partners With CardinalCommerce For Cardless Authentication
Authentication // September 14, 2017

ICBA Bancard, the payments services unit of the Independent Community Bankers of America (ICBA), announced Wednesday (Sept. 13) a new partnership with CardinalCommerce. In a press release, ICBA Bancard said with the partnership, CardinalCommerce will provide its data-driven consumer authentication solution, which helps reduce online...

Interviews & Exclusives
Smaller Banks Warn of ‘Significant Impact’ From CFPB’s Proposed Overdraft Fee Regulation

January 04, 2024
The calendar has barely turned to a new year — and the Consumer Financial Protection Bureau (CFPB) has already had a fair share of criticism. The most recent volley against the Bureau came Wednesday (Jan. 3), as the American Bankers Association, in tandem with the Independent Community Bankers of America and America’s Credit Unions — […]

Community Banks Give Small Businesses Big Business Tools to Run Their Business

January 13, 2023
Inflation is a major challenge for small to midsized businesses (SMBs) in the United States, where 40% are concerned about rising interest rates and 7 in 10 are addressing it...

Quick Reads
Bill Raising Asset Thresholds for Banking Regulations Heads to House Vote

May 17, 2024
The House Financial Services Committee (HFSC) voted Thursday (May 16) to advance a bill that would raise the asset thresholds for several regulations covering banks from $10 billion to $50 billion. The Bank Resilience and Regulatory Improvement Act (H.R. 8337) will now move to the full House for consideration, the HFSC said in a Thursday press release. The bill would raise the […]

ICBA Bancard Partners With CardinalCommerce For Cardless Authentication

September 14, 2017
ICBA Bancard, the payments services unit of the Independent Community Bankers of America (ICBA), announced Wednesday (Sept. 13) a new partnership with CardinalCommerce. In a press release, ICBA Bancard said...

ICBA Allocates $600K For EMV Adoption

March 06, 2015
Community banks are about to get a little help with their transition to EMV chip cards — at least if they use payment services from the Independent Community Bankers of...