Main Street Businesses news and trends

33% of Main Street SMBs With 5 or Fewer Staffers Saw Lower Earnings in 2023
SMBs // April 30, 2024

Most small to mid-sized businesses (SMBs) located up and down Main Street, USA, are doing just fine, thank you very much.  In fact, according to PYMNTS Intelligence data, business growth and wages for more than half of U.S. Main Street SMBs are outpacing last quarter’s...

Nearly 30% of Young Shoppers Issue Ultimatum to Retailers: Offer BNPL or Lose Our Business
Buy Now Pay Later // October 18, 2023

The world of retail payments and lending is undergoing a significant transformation with the rise of buy now, pay later (BNPL) services. As noted in a recent study by PYMNTS Intelligence, one of the key appeals of BNPL is its ability to provide financial flexibility and...

Data Has Become the Fuel for Small Business Financial Stability
SMBs // September 01, 2023

Main Street may be the soul of America, but its businesses find themselves increasingly embattled. That’s because small and medium-sized business (SMBs) looking for credit or working capital and other financing solutions are often underserved and ignored by traditional financial institutions (FIs). It is a...

Main Street Hospitality SMBs Most Optimistic About the Economy
SMBs // August 23, 2023

Across the United States, ongoing fears that the economy may still be running too hot remain elevated, with most Main Street small- to medium-sized businesses (SMBs) fearing the worst. The “Main Street Health Q1 2023: Using Finance to Ease Recession Fears” report by PYMNTS sheds light...

Interviews & Exclusives
Data Has Become the Fuel for Small Business Financial Stability

September 01, 2023
Main Street may be the soul of America, but its businesses find themselves increasingly embattled. That’s because small and medium-sized business (SMBs) looking for credit or working capital and other financing solutions are often underserved and ignored by traditional financial institutions (FIs). It is a damning double-edged sword: The worse the economic situation, the more […]

Main Street Hospitality SMBs Most Optimistic About the Economy

August 23, 2023
Across the United States, ongoing fears that the economy may still be running too hot remain elevated, with most Main Street small- to medium-sized businesses (SMBs) fearing the worst. The...

Small Businesses Ask Customers for Working Capital

July 13, 2023
For smaller businesses, the lending spigots are tightening — at least at traditional financial services providers, the big banks that now are cautious amid rocky macro trends. And that’s spurring...

Can Non-Traditional Data Sources Close the Funding Gap for Main Street? 

May 02, 2023
Small and medium-sized businesses (SMBs) have a big problem — their access to capital is shrinking. A historically underbanked segment, it is becoming more difficult for SMBs to borrow as...