Rule 1033 news and trends

Plaid CEO Says Its Next Five Years Will Look a Lot Different Than the Last...
Data // June 23, 2025

Watch more: From Infrastructure to Analytics: The Plaid Playbook Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Dark Web Threats Drive Urgency for Better Bank Account Validation
Authentication // June 04, 2025

Millions of bank credentials have been exposed by the recent Coinbase hack, and they’re available on the dark web. Elsewhere, millions of neobank accounts lay dormant, and can act as havens for fraudsters. Get the Full Story Complete the form to unlock this article and...

Open Banking Rule in Limbo as Legal Jousting Continues
Bank Regulation // June 02, 2025

It’s Monday, June 2 and at this writing the ultimate fate of Rule 1033 — the so-called “open banking” rule set in motion last year by the Consumer Financial Protection Bureau (CFPB) — remains in limbo. Get the Full Story Complete the form to unlock...

Amid Rule 1033 Uncertainty, Banks Urged Not to Retreat on APIs
Payments Innovation // May 29, 2025

No matter what ultimately happens with the Consumer Financial Protection Bureau’s Rule 1033 (also known as the open banking rule), pay by bank is here to stay. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Interviews & Exclusives
Plaid CEO Says Its Next Five Years Will Look a Lot Different Than the Last Five

June 23, 2025
Watch more: From Infrastructure to Analytics: The Plaid Playbook Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to […]

Dark Web Threats Drive Urgency for Better Bank Account Validation

June 04, 2025
Millions of bank credentials have been exposed by the recent Coinbase hack, and they’re available on the dark web. Elsewhere, millions of neobank accounts lay dormant, and can act as...

Open Banking Rule in Limbo as Legal Jousting Continues

June 02, 2025
It’s Monday, June 2 and at this writing the ultimate fate of Rule 1033 — the so-called “open banking” rule set in motion last year by the Consumer Financial Protection...

Court Battle Could Reshape Consumer Financial Data Landscape

February 12, 2025
The fight over the CFPB’s status and, in particular, the future of Open Banking Rule 1033 is on. A Washington, D.C.-based trade group, the Financial Technology Association (FTA), is seeking to...

Quick Reads
JPMorgan Preparing to Charge FinTechs for Consumer Bank Data

July 13, 2025
JPMorgan has reportedly told FinTechs it will begin charging for access to customer bank info. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

CFPB Open Banking Review Could Place Banks and FinTechs at Odds

May 13, 2025
The Consumer Financial Protection Bureau (CFPB) is preparing to review its open banking rule. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

American Express Forms Data Sharing Partnership With MX

November 07, 2024
American Express has formed a deal with financial data company MX Technologies, giving their users access to improved financial management capabilities. Get the Full Story Complete the form to unlock...

CFPB Includes Payment Apps and Data Brokers in Final Rule 1033

October 22, 2024
The Consumer Financial Protection Bureau (CFPB) swung for the fences this morning (October 22) as it issued the final version of its long-awaited Rule 1033 on personal financial data rights. As...