PYMNTS Intelligence

Faster Payments Get Faster Fraud Defense
Faster Payments Get Faster Fraud Defense
March 12, 2025  |  Fraud Prevention

Faster payments means faster fraud, at least that’s the fear. FedNow® Service’s debut a year and a half ago, and traction gaining across The Clearing...

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Subprime Borrowers Seek Strategies to Improve Their Credit Scores
Subprime Borrowers Seek Strategies to Improve Their Credit Scores
March 12, 2025  |  Consumer Finance

The pressures of mounting card debt, still-high interest rates and tightening underwriting threaten to expand the ranks of subprime borrowers — all the while making...

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60% of Treasurers See Role as Financial GPS for Transportation Sector
60% of Treasurers See Role as Financial GPS for Transportation Sector
March 12, 2025  |  Transportation

Transportation businesses rely on roadmaps, so why are they ignoring their treasury teams? Despite their role in managing cash flow, liquidity planning and risk mitigation,...

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Visa Says New Anti-Fraud Unit Blocked $350 Million in Scam Attempts
Visa Says New Anti-Fraud Unit Blocked $350 Million in Scam Attempts
March 11, 2025  |  Fraud Prevention

Visa says its new anti-fraud disruption department saved potential victims $350 million last year. The company’s scam disruption practice, announced Tuesday (March 11), part of...

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Who Is the Paycheck-to-Paycheck Consumer in America?
Who Is the Paycheck-to-Paycheck Consumer in America?
March 11, 2025  |  Consumer Finance

A six-figure income, a house in a nice neighborhood, two cars in the garage and kids in private schools — yet still feeling panicked when...

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Real-Time Payments Spike With $10M Transactions, Digital Wallet Boom
Real-Time Payments Spike With $10M Transactions, Digital Wallet Boom
March 11, 2025  |  Real-Time Payments

What if a business could move millions of dollars instantly — just like sending a text message? That’s exactly what’s happening as real-time payments expand....

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Amazon Tops 30% Market Share for Electronics
Amazon Tops 30% Market Share for Electronics
March 11, 2025  |  Retail

The retail sector in the United States is competitive, and Amazon has steadily gained ground, driven by a surge in discretionary spending. According to the...

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Old-School Billing Is Creating a Construction Industry Cash Crunch
Old-School Billing Is Creating a Construction Industry Cash Crunch
March 11, 2025  |  B2B Payments

During times of uncertainty, payment issues can be more of a threat to survival than just a nuisance. The construction industry, a $2 trillion-plus behemoth...

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Will Macro Pressures and ‘FICO Creep’ Be a Boon for Pay Later Options?
Will Macro Pressures and ‘FICO Creep’ Be a Boon for Pay Later Options?
March 10, 2025  |  Consumer Finance

Monday (March 10) marked another bloodletting on Wall Street, another slew of headlines about tariffs and trade wars. And as economic concerns mount, the picture...

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