PYMNTS Intelligence

‘I Do’ Delivered: DoorDash’s Bridal Offering Shows eCommerce Knows No Limits
‘I Do’ Delivered: DoorDash’s Bridal Offering Shows eCommerce Knows No Limits
December 14, 2024  |  Delivery

Competition is a click away in commerce, and traditional barriers to purchase can send customers shopping elsewhere. Even the once-sacred tradition of wedding dress shopping...

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81% of ‘Credit-Curious’ Consumers Are Interested in Secured Cards to Build Credit
81% of ‘Credit-Curious’ Consumers Are Interested in Secured Cards to Build Credit
December 13, 2024  |  Credit Cards

Fifty-three million U.S. consumers don’t have a credit card and are known as “credit card outsiders.” This diverse group includes both younger people seeking to...

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How Logistics and Wholesale Trade Platforms Are Riding the Embedded Finance Wave
How Logistics and Wholesale Trade Platforms Are Riding the Embedded Finance Wave
December 13, 2024  |  eCommerce

To improve customer satisfaction, revenue growth and competitiveness, payment facilitators (PayFacs), independent software vendors (ISVs) and marketplaces from the logistics and wholesale trade industry have...

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Retail’s Digital Transformation: On-Demand Working Capital Powers Expansion
Retail’s Digital Transformation: On-Demand Working Capital Powers Expansion
December 12, 2024  |  Retail

Retailers face the daunting challenges of managing inventory, staff, storage, shelf space — and, in most cases, a digital storefront — all while gauging consumer...

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One-Click to Rule Them All: Why Merchants Are Betting Big on Faster Checkouts
One-Click to Rule Them All: Why Merchants Are Betting Big on Faster Checkouts
December 12, 2024  |  eCommerce

When it comes to succeeding in eCommerce, conversion is king. Yet online merchants widely report having problems in delivering a high-quality checkout experience to their...

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Rising Card Delinquencies May Push Subprime Consumers to BNPL and Debit Installment Plans
Rising Card Delinquencies May Push Subprime Consumers to BNPL and Debit Installment Plans
December 11, 2024  |  Consumer Insights

Last December, PYMNTS Intelligence detailed in its “Credit Card Use Deep Dive” report that about 14% of the more than 3,500 consumers surveyed had subprime...

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Business Infrastructure Under Siege as Cybercriminals Target Data Transfer Points
Business Infrastructure Under Siege as Cybercriminals Target Data Transfer Points
December 11, 2024  |  Cybersecurity

The cornerstones of modern businesses are under attack. With the news Monday (Dec. 9) that cybercriminals, alleged to be from the ransomware group Termite, are...

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43% of Consumers Choose Retailers Based on Preferred Financing Options
43% of Consumers Choose Retailers Based on Preferred Financing Options
December 11, 2024  |  Buy Now Pay Later

During the holiday season, consumer spending is impacted by the availability and visibility of financing options, such as Buy Now, Pay Later (BNPL) plans. A...

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What Bankers Need to Know About CFOs and Working Capital Preferences in the Middle East
What Bankers Need to Know About CFOs and Working Capital Preferences in the Middle East
December 10, 2024  |  CFO

“Never take your eyes off the cash flow because it’s the lifeblood of business,” British businessman Richard Branson has been quoted as stating. And the...

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