PYMNTS Intelligence

Exclusive: BNPL, Mobile Banking Embraced by Low-Income Consumers
Exclusive: BNPL, Mobile Banking Embraced by Low-Income Consumers
November 22, 2024  |  Consumer Insights

PYMNTS Intelligence’s long-standing chronicling of the paycheck-to-paycheck economy has revealed shifts in how consumers conduct their daily financial lives and pay. Given that the paycheck-to-paycheck...

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The Treasurer Will See You Now: Collaboration Is the Medicine the Healthcare Industry Needs
The Treasurer Will See You Now: Collaboration Is the Medicine the Healthcare Industry Needs
November 22, 2024  |  Healthcare

Treasurers play a vital role in healthcare firms by managing liquidity and influencing financial health. But how often is their expertise underutilized due to limited...

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Two-Thirds of Digital Wallet Users in France Use Them for Everything but Payments
Two-Thirds of Digital Wallet Users in France Use Them for Everything but Payments
November 22, 2024  |  Mobile Wallets

Digital wallets are becoming essential tools for French consumers, especially as the country embraces the convenience of mobile payment solutions. In the past year, 38%...

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Report: Financial Scams Drive 122% Increase in Fraud Losses by US Banks
Report: Financial Scams Drive 122% Increase in Fraud Losses by US Banks
November 22, 2024  |  Fraud Prevention

Transactions have moved more digital, changing the fraud landscape. Financial institutions (FIs) have made real progress in holding off fraudsters attempting to exploit the digital...

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Holiday Spending Surge: 60M US Shoppers Swayed by Upfront Pay Later Options
Holiday Spending Surge: 60M US Shoppers Swayed by Upfront Pay Later Options
November 21, 2024  |  Shopping

Merchants have a critical opportunity to capture consumer spending by strategically positioning pay later options. But do merchants miss out due to delaying visibility? Yes....

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47% of Brazilians Use Digital Wallets for Bill Payments
47% of Brazilians Use Digital Wallets for Bill Payments
November 21, 2024  |  Mobile Wallets

Brazil is reshaping the global use of digital wallets, with consumers relying on them for bill payments and identity verification, unlike other countries, where they...

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ValidiFI and PDI Team to Streamline Pay-by-Bank Enrollment
ValidiFI and PDI Team to Streamline Pay-by-Bank Enrollment
November 20, 2024  |  Digital Payments

Payment intelligence provider ValidiFI has teamed with fuel/convenience retail tech company PDI Technologies. The collaboration, announced Wednesday (Nov. 20), will see ValidiFI provide real-time bank...

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90% of Consumers Are Familiar With Digital Wallets, but Struggle to Define Them
90% of Consumers Are Familiar With Digital Wallets, but Struggle to Define Them
November 19, 2024  |  Mobile Wallets

As digital wallets become a staple of modern consumer life, there’s a need for clarity around their functions. While many consumers are familiar with the...

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From Approval to Bank Account: Why Instant Disbursements Are Critical for Lenders
From Approval to Bank Account: Why Instant Disbursements Are Critical for Lenders
November 18, 2024  |  Money Mobility

How many potential borrowers are lost to cumbersome loan processes and slow disbursements? Today’s consumers expect the speed and convenience they find in other digital...

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