PYMNTS Intelligence

Only 21% of Consumers Created a Budget Last Year
Only 21% of Consumers Created a Budget Last Year
October 23, 2025  |  Consumer Finance

Consumers in the United States may be strapped, but not everyone feels the same financial strain. The difference often comes down to how they budget....

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Why 30 Million US Consumers No Longer Search.
Why 30 Million US Consumers No Longer Search.
October 22, 2025  |  artificial intelligence

For nearly three decades, the internet rewarded people who knew how to find information fast. The pros learned to turn questions into a few notable...

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Gen Z Balances Savings Goals and Financial Stress
Gen Z Balances Savings Goals and Financial Stress
October 22, 2025  |  Consumer Insights

The financial pressures squeezing American households are hitting the youngest adults with particular force. As inflation, high rent and debt burdens continue to weigh on...

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Adaptive CFOs Turn Payment Speed Into Market Opportunity
Adaptive CFOs Turn Payment Speed Into Market Opportunity
October 21, 2025  |  Working Capital

When finance teams finally pry open locked-up cash through external working capital solutions, the biggest question isn’t how much they’ve saved. It’s what happens next....

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48% of Consumers Made Their Last Purchase With a Smartphone
48% of Consumers Made Their Last Purchase With a Smartphone
October 21, 2025  |  Retail

The next wave of retail disruption may not come from faster payments or smarter checkout tech, but from the habits of mobile window shoppers —...

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Embedded Finance Crosses the Tipping Point
Embedded Finance Crosses the Tipping Point
October 21, 2025  |  Payments Innovation

Embedded finance is no longer a trend. It’s the next competitive frontier. Get the Full Story Complete the form to unlock this article and enjoy...

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Apple Pay Turns 11 and Its Rivals Are Catching Up
Apple Pay Turns 11 and Its Rivals Are Catching Up
October 20, 2025  |  Mobile Wallets

Digital wallets have reached a turning point. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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Nearly 70% of Millennials Say Gen AI Helps Them Work Smarter, Not Harder
Nearly 70% of Millennials Say Gen AI Helps Them Work Smarter, Not Harder
October 20, 2025  |  artificial intelligence

The emerging divide over generative AI isn’t simply generational. It’s about how much people trust technology to make judgment calls once reserved for humans. Get...

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Visa DPS Finds Top Issuers Fight Fraud to Win Customers
Visa DPS Finds Top Issuers Fight Fraud to Win Customers
October 17, 2025  |  Security & Fraud

Fraud prevention has long been a defensive strategy for card issuers, but top-performing issuers are treating it as an offensive one. Get the Full Story...

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