PYMNTS Intelligence

90% of CMOs Cite Lack of GenAI Skills as Roadblock to Adoption
90% of CMOs Cite Lack of GenAI Skills as Roadblock to Adoption
February 21, 2025  |  artificial intelligence

Chief marketing officers (CMOs) are expanding their use of generative artificial intelligence (GenAI) beyond simple applications, seeking deeper integration for more business impact. However roadblocks...

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How Networks and Regulatory Shifts Drive Real-Time Payments Global Growth
How Networks and Regulatory Shifts Drive Real-Time Payments Global Growth
February 21, 2025  |  Real-Time Payments

Real-time payments are changing the global financial landscape, creating a new standard for transaction speed, efficiency and convenience. A recent PYMNTS Intelligence report, “Real-Time Payments Map,”...

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Self-Serve Retail Rises on ‘Smart Commerce’ Technology
Self-Serve Retail Rises on ‘Smart Commerce’ Technology
February 20, 2025  |  Retail

Self-serve commerce has come a long way since the concept was introduced almost 40 years ago by a company called CheckRobot. Developers back then were...

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Banks Step Up the Fight Against Stolen Credentials
Banks Step Up the Fight Against Stolen Credentials
February 20, 2025  |  Authentication

Fraud against banks and their customers is on the rise, according to a February 2025 report from PYMNTS Intelligence and Arculus from CompoSecure, with 87% of...

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Visa Launches New Tool to Benchmark Middle-Market Working Capital Efficiency
Visa Launches New Tool to Benchmark Middle-Market Working Capital Efficiency
February 20, 2025  |  Loans

For the past two years, PYMNTS Intelligence and Visa have explored the strategies and challenges facing Growth Corporates. These middle-market firms generate annual revenues between...

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Consumers on Credit Treadmill More Likely to Turn to Nontraditional Loans
Consumers on Credit Treadmill More Likely to Turn to Nontraditional Loans
February 20, 2025  |  Loans

Reward seekers, or consumers who pay their credit and store card balances in full every month, aim to maximize benefits from their credit usage, while...

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Higher Prices and Fewer Choices: What American Consumers and Small Businesses Think About Tariffs
Higher Prices and Fewer Choices: What American Consumers and Small Businesses Think About Tariffs
February 19, 2025  |  Consumer Insights

The American consumer has been given a crash course in global trade over the last three weeks. On February 1, 2025, President Trump’s announcement of...

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42% of US Consumers Prefer Digital Wallets for International Payments
42% of US Consumers Prefer Digital Wallets for International Payments
February 19, 2025  |  Payment Methods

Digital wallets have become the preferred choice for consumers worldwide as cross-border transactions change. A PYMNTS Intelligence report, “Global Money Movement: How Digital Wallets Are...

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70% of Growing SMBs Increase Consumer Outreach
70% of Growing SMBs Increase Consumer Outreach
February 19, 2025  |  SMBs

Small to medium-sized business (SMB) owners face a challenging landscape where larger, wealthier competitors dominate the economy. According to a PYMNTS Intelligence report, “A Good...

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